| Offer Period |
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| The availability period for the housing loan package.
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| Option/warrant |
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| An instrument that gives the holder the right but not the obligation, to subscribe for a particular instrument, e.g. new ordinary shares, at a pre-determined exercise price within a stipulated validity time frame (exercise period). The warrant becomes worthless after the expiry of the exercise period.
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| Outstanding Financing |
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| Remaining financing not yet paid, including profit margin and other charges.
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| Outstanding Loan |
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Remaining loan not yet paid, including interest and other charges.
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| Outstanding Loan |
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| Remaining loan not yet paid, including interest and other charges.
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| Over-the-counter visit (OTC) |
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| Banking transactions performed over the counter is treated as one OTC visit irrespective of the number of transactions performed
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| Overdraft |
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A type of credit facility granted to the eligible current account holder. The borrower is allowed to issue cheques exceeding the credit balance in the current account but subject to a certain pre-approved limit granted by the financial institution.
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| Overdraft Rate |
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| The amount charged by banking institutions to borrowers for utilising the overdraft facility, calculated based on daily outstanding balance.
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