| Joining Fee |
 |
| One time joining fee imposed on cardholders for accepting the card.
|
|
| Joint and Several Guarantee |
|
| Under a joint and several guarantee, upon the death of one of the guarantors, the estate of the deceased guarantor will remain liable under the guarantee together with the other guarantors.
|
|
| Joint Guarantee |
|
| Under a joint guarantee, upon the death of one of the guarantors, the obligations under the guarantee passes to the surviving guarantors.
|
|
|
