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| Housing Loan: Product Details |
 |
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| |
| Banking Institution: |
Malayan Banking Berhad |
| Product Name: |
Maybank Maxihome Loan |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
Up to 95% inclusive of related expenses i.e. MRTA |
| Loan Tenure: (max years / age) |
30 years / up to age 60
|
| Minimum Loan Amount: (RM) |
10000
|
| Reference Rate: (% pa) |
6.30
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
BLR - 1.80%
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BLR + 0%
|
Overdraft Ratio :
(Term Loan : OD) |
N/A
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Payable by borrower upfront |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
3 years from full loan disbursement date
|
| Early Settlement Penalty
% of Loan Amount: |
2% of approved loan amount
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Compulsory |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
No
|
| Start Date: |
01-07-2010
|
| End Date: |
30-06-2011
|
| |
|
| Website |
| Website: |
www.maybank2u.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
Malayan Banking Berhad |
| Product Name: |
|
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
Up to 95% inclusive of related expenses i.e. MRTA |
| Loan Tenure: (max years / age) |
-
|
| Minimum Loan Amount: (RM) |
400000
|
| Reference Rate: (% pa) |
6.75
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
|
| Stamp Duty on Loan
Agreement: |
|
| Disbursement Fee: |
|
| Processing Fee: |
|
| Valuation Fee: |
|
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
3 years from full loan disbursement date
|
| Early Settlement Penalty
% of Loan Amount: |
2.50% of approved loan amount
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
|
| Fire: |
|
| Houseowner Policy: |
|
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
No
|
| Start Date: |
15-05-2007
|
| End Date: |
31-12-2007
|
| |
|
| Website |
| Website: |
www.maybank2u.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
Malayan Banking Berhad |
| Product Name: |
|
| Zero entry / Moving Cost (ZEC) |
Yes
|
| Margin of financing: (% of property value) |
Up to 95% inclusive of related expenses e.g. MRTA |
| Loan Tenure: (max years / age) |
-
|
| Minimum Loan Amount: (RM) |
100000
|
| Reference Rate: (% pa) |
6.75
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
|
| Stamp Duty on Loan
Agreement: |
|
| Disbursement Fee: |
|
| Processing Fee: |
|
| Valuation Fee: |
|
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
4 years from full loan disbursement date
|
| Early Settlement Penalty
% of Loan Amount: |
3.5% of approved loan amount
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
|
| Fire: |
|
| Houseowner Policy: |
|
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.maybank2u.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
Malayan Banking Berhad |
| Product Name: |
|
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
Up to 95% inclusive of related expenses i.e. MRTA |
| Loan Tenure: (max years / age) |
-
|
| Minimum Loan Amount: (RM) |
10000
|
| Reference Rate: (% pa) |
6.75
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
|
| Stamp Duty on Loan
Agreement: |
|
| Disbursement Fee: |
|
| Processing Fee: |
|
| Valuation Fee: |
|
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
3 years from full loan disbursement date
|
| Early Settlement Penalty
% of Loan Amount: |
2.50% of approved loan amount
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
|
| Fire: |
|
| Houseowner Policy: |
|
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
No
|
| Start Date: |
15-05-2007
|
| End Date: |
31-12-2007
|
| |
|
| Website |
| Website: |
www.maybank2u.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
CIMB Bank Berhad |
| Product Name: |
Home Loan Fixed Rates |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
upto 90% + 5% GMTA/legal fee/valuation fee or 30K whichever is lower |
| Loan Tenure: (max years / age) |
Maximum 30 years or up to age 65.
|
| Minimum Loan Amount: (RM) |
300000
|
| Reference Rate: (% pa) |
6.75
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
3 years fixed rate
1st 3 years: 5%
Thereafter: BLR - 0.8%
5 years fixed rate
1st 5 years: 5.8%
Thereafter: BLR - 0.8%
10 years fixed rate
1st 10 years: 6.9%
Thereafter: BLR - 0.8%
Rates quoted are with GMTA
|
| Interest Calculation: |
Monthly Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Waived |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
-
|
| Early Settlement Penalty
% of Loan Amount: |
-1
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
Legal fee and valuation fee can be financed as part of the loan amount.
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.cimbbank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
CIMB Bank Berhad |
| Product Name: |
Home Flexi Loan |
| Zero entry / Moving Cost (ZEC) |
Yes
|
| Margin of financing: (% of property value) |
upto 90%+ 5% GMTA. |
| Loan Tenure: (max years / age) |
Maximum 30 years or up to age 65.
|
| Minimum Loan Amount: (RM) |
150000
|
| Reference Rate: (% pa) |
6.75
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
1st-5th year: BLR - 0.90%
6th-15th year: BLR - 1%
Thereafter: BLR - 0.90%
*Rates quoted are with GMTA
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Financed by Bank |
| Stamp Duty on Loan
Agreement: |
Financed by Bank |
| Disbursement Fee: |
Financed by Bank |
| Processing Fee: |
Waived |
| Valuation Fee: |
Financed by Bank |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
-
|
| Early Settlement Penalty
% of Loan Amount: |
-
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.cimbbank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
CIMB Bank Berhad |
| Product Name: |
Home Loan To Foreigners |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
upto 70% with or without GMTA. |
| Loan Tenure: (max years / age) |
Maximum 30 years or upto age 65 .
|
| Minimum Loan Amount: (RM) |
100000
|
| Reference Rate: (% pa) |
6.75
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
BLR+0.50% throughout loan tenor.
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Payable by borrower upfront |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
-
|
| Early Settlement Penalty
% of Loan Amount: |
-
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Compulsory |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.cimbbank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
CIMB Bank Berhad |
| Product Name: |
HomeFlexi Loan |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
upto 90 + 5 GMTA/legal fee/valuation fee or 30K whichever is lower |
| Loan Tenure: (max years / age) |
Maximum 30 years or up to age 65.
|
| Minimum Loan Amount: (RM) |
150000
|
| Reference Rate: (% pa) |
6.75
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
1st year: BLR - 0%
2nd-8th year: BLR - 0.9%
Thereafter: BLR - 1%
* Rates quoted are with GMTA
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Waived |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
-
|
| Early Settlement Penalty
% of Loan Amount: |
-
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
Legal fee and valuation fee can be financed as part of the loan amount.
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.cimbbank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
CIMB Bank Berhad |
| Product Name: |
HomeLoan |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
Upto 90 + 5 GMTA/legal fee/valuation fee or 30K whichever is lower |
| Loan Tenure: (max years / age) |
Maximum 30 years or up to age 65
|
| Minimum Loan Amount: (RM) |
150000
|
| Reference Rate: (% pa) |
5.55
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
| HomeLoan |
Completed Properties |
Under Construction |
| HomeLoan Up To RM 300K |
Without GMTA |
BLR-1.95% |
Without GMTA |
BLR-1.85% |
| With GMTA or MOF ≤75% |
BLR-2.05% |
With GMTA or MOF ≤75% |
BLR-1.95% |
| With GMTA and MOF ≤75% |
With GMTA and MOF ≤75% |
| HomeLoan > RM 300K to RM500K or CES |
Without GMTA |
BLR-2.05% |
Without GMTA |
BLR-1.95% |
| With GMTA or MOF ≤75% |
BLR-2.15% |
With GMTA or MOF ≤75% |
BLR-2.05% |
| With GMTA and MOF ≤75% |
With GMTA and MOF ≤75% |
| HomeLoan above RM500K or CIMB Club |
Without GMTA |
BLR-2.15% |
Without GMTA |
BLR-2.05% |
| With GMTA or MOF ≤75% |
BLR-2.25% |
With GMTA or MOF ≤75% |
BLR-2.15% |
| With GMTA and MOF ≤75% |
With GMTA and MOF ≤75% |
| Overdraft Interest Rate |
BLR+ 0.60% |
|
BLR+ 0.60% |
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
50:50 (To qualify for OD total loan must be a minimum or RM100,000.00
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Waived |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.cimbbank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
CIMB Bank Berhad |
| Product Name: |
HomeLoan |
| Zero entry / Moving Cost (ZEC) |
Yes
|
| Margin of financing: (% of property value) |
Up to 90%+5% GMTA |
| Loan Tenure: (max years / age) |
Maximum 30 years or up to age 65
|
| Minimum Loan Amount: (RM) |
100000
|
| Reference Rate: (% pa) |
6.75
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
| HomeLoan |
Completed Properties |
Under Construction |
| HomeLoan Up To RM 300K |
Without GMTA |
BLR-1.75% |
Without GMTA |
BLR-1.65% |
| With GMTA or MOF ≤75% |
BLR-1.85% |
With GMTA or MOF ≤75% |
BLR-1.75% |
| With GMTA and MOF ≤75% |
With GMTA and MOF ≤75% |
| HomeLoan > RM 300K to RM500K or CES |
Without GMTA |
BLR-1.85% |
Without GMTA |
BLR-1.75% |
| With GMTA or MOF ≤75% |
BLR-1.95% |
With GMTA or MOF ≤75% |
BLR-1.85% |
| With GMTA and MOF ≤75% |
With GMTA and MOF ≤75% |
| HomeLoan above RM500K or CIMB Club |
Without GMTA |
BLR-1.95% |
Without GMTA |
BLR-1.85% |
| With GMTA or MOF ≤75% |
BLR-2.05% |
With GMTA or MOF ≤75% |
BLR-1.95% |
| With GMTA and MOF ≤75% |
With GMTA and MOF ≤75% |
| Overdraft Interest Rate |
N/A |
|
BLR+ 0.75% |
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
50:50 (To qualify for OD the total loan amount must be a minimum of RM100,000.00. Applicable for properties under construction only.)
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Financed by Bank |
| Stamp Duty on Loan
Agreement: |
Financed by Bank |
| Disbursement Fee: |
Financed by Bank |
| Processing Fee: |
Waived |
| Valuation Fee: |
Financed by Bank |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.cimbbank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
CIMB Bank Berhad |
| Product Name: |
HomeFlexi |
| Zero entry / Moving Cost (ZEC) |
Yes
|
| Margin of financing: (% of property value) |
Upto 90%+5% (GMTA/Legal/Valuation or RM30K whichever is lower) |
| Loan Tenure: (max years / age) |
Maximum 30 years or up to age 65.
|
| Minimum Loan Amount: (RM) |
150000
|
| Reference Rate: (% pa) |
5.55
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
| HomeFlexi |
Completed Properties |
Under Construction |
| HomeFlexi Up To RM 300K |
Without GMTA |
BLR-1.75% |
Without GMTA |
BLR-1.65% |
| With GMTA or MOF ≤75% |
BLR-1.85% |
With GMTA or MOF ≤75% |
BLR-1.75% |
| With GMTA and MOF ≤75% |
With GMTA and MOF ≤75% |
| HomeFlexi > RM 300K to RM500K or CES |
Without GMTA |
BLR-1.85% |
Without GMTA |
BLR-1.75% |
| With GMTA or MOF ≤75% |
BLR-1.95% |
With GMTA or MOF ≤75% |
BLR-1.85% |
| With GMTA and MOF ≤75% |
With GMTA and MOF ≤75% |
| HomeFlexi above RM500K or CIMB Club |
Without GMTA |
BLR-1.95% |
Without GMTA |
BLR-1.85% |
| With GMTA or MOF ≤75% |
BLR-2.05% |
With GMTA or MOF ≤75% |
BLR-1.95% |
| With GMTA and MOF ≤75% |
With GMTA and MOF ≤75% |
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Financed by Bank |
| Stamp Duty on Loan
Agreement: |
Financed by Bank |
| Disbursement Fee: |
Financed by Bank |
| Processing Fee: |
Waived |
| Valuation Fee: |
Financed by Bank |
| Other Fees & Charges: |
RM200.00 will be charged upon 1st disbursement
A monthly service charge of RM10.00 will be charge upon 1st disbursement of the loan and until full settelment of the facility.
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.cimbbank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
CIMB Bank Berhad |
| Product Name: |
HomeFlexi |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
Upto 70 with or without GMTA |
| Loan Tenure: (max years / age) |
Maximum 30 years or up to age 65
|
| Minimum Loan Amount: (RM) |
150000
|
| Reference Rate: (% pa) |
5.55
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
| HomeFlexi |
Completed Properties |
Under Construction |
| HomeFlexi Up To RM 300K |
Without GMTA |
BLR-1.95% |
Without GMTA |
BLR-1.85% |
| With GMTA or MOF ≤75% |
BLR-2.05% |
With GMTA or MOF ≤75% |
BLR-1.95% |
| With GMTA and MOF ≤75% |
With GMTA and MOF ≤75% |
| HomeFlexi > RM 300K to RM500K or CES |
Without GMTA |
BLR-2.05% |
Without GMTA |
BLR-1.95% |
| With GMTA or MOF ≤75% |
BLR-2.15% |
With GMTA or MOF ≤75% |
BLR-2.05% |
| With GMTA and MOF ≤75% |
With GMTA and MOF ≤75% |
| HomeFlexi above RM500K or CIMB Club |
Without GMTA |
BLR-2.15% |
Without GMTA |
BLR-2.05% |
| With GMTA or MOF ≤75% |
BLR-2.25% |
With GMTA or MOF ≤75% |
BLR-2.15% |
| With GMTA and MOF ≤75% |
With GMTA and MOF ≤75% |
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Payable by borrower upfront |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
RM200.00 will be charged upon 1st disbursement
A monthly service charge of RM10.00 will be charge upon 1st disbursement of the loan and until full settelment of the facility.
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.cimbbank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
CIMB Bank Berhad |
| Product Name: |
2nd Charge Government Home Loan |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
Upto 90%+ 5% GMTA |
| Loan Tenure: (max years / age) |
Maximum 30 years or up to age 65
|
| Minimum Loan Amount: (RM) |
15000
|
| Reference Rate: (% pa) |
5.55
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
BRL + 0.50%
|
| Interest Calculation: |
Monthly Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Financed by Bank |
| Stamp Duty on Loan
Agreement: |
Financed by Bank |
| Disbursement Fee: |
Financed by Bank |
| Processing Fee: |
Waived |
| Valuation Fee: |
Financed by Bank |
| Other Fees & Charges: |
RM100.00
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
3
|
| Early Settlement Penalty
% of Loan Amount: |
3%
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Compulsory |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.cimbbank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
CIMB Bank Berhad |
| Product Name: |
Home Loan To Foreigners (HomeLoan) |
| Zero entry / Moving Cost (ZEC) |
Yes
|
| Margin of financing: (% of property value) |
Upto 70% (with or without GMTA) |
| Loan Tenure: (max years / age) |
Maximum 30 years or upto age 65.
|
| Minimum Loan Amount: (RM) |
100000
|
| Reference Rate: (% pa) |
5.55
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
| HomeLoan |
Completed Properties |
Under Construction |
| HomeLoan Up To RM 300K |
Without GMTA |
BLR-1.75% |
Without GMTA |
BLR-1.65% |
| With GMTA or MOF ≤75% |
BLR-1.85% |
With GMTA or MOF ≤75% |
BLR-1.75% |
| With GMTA and MOF ≤75% |
With GMTA and MOF ≤75% |
| HomeLoan > RM 300K to RM500K or CES |
Without GMTA |
BLR-1.85% |
Without GMTA |
BLR-1.75% |
| With GMTA or MOF ≤75% |
BLR-1.95% |
With GMTA or MOF ≤75% |
BLR-1.85% |
| With GMTA and MOF ≤75% |
With GMTA and MOF ≤75% |
| HomeLoan above RM500K or CIMB Club |
Without GMTA |
BLR-1.95% |
Without GMTA |
BLR-1.85% |
| With GMTA or MOF ≤75% |
BLR-2.05% |
With GMTA or MOF ≤75% |
BLR-1.95% |
| With GMTA and MOF ≤75% |
With GMTA and MOF ≤75% |
| Overdraft Interest Rate |
N/A |
|
BLR+ 0.75% |
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Waived |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.cimbbank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
Public Bank Berhad |
| Product Name: |
5Home Plan-Multi Tier Package |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
95 |
| Loan Tenure: (max years / age) |
40 years / up to age 70
|
| Minimum Loan Amount: (RM) |
0
|
| Reference Rate: (% pa) |
6.75
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
1st year: 2.50%
2nd year: BLR + 0%
Thereafter: BLR + 0.28%
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Waived |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
Maintenance fee for the loan account (half yearly)
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Compulsory |
| Fire: |
Optional |
| Houseowner Policy: |
Compulsory |
| |
|
| Other Benefits |
| Other Benefits: |
- Free credit card membership for the whole tenure of the loan.
- A choice of Free Gift for customers who take up MRTA and/or ODLTA of above RM50,000-00 (Campaign ends 31 October 2007)
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.pbebank.com
|
| |
|
|
|
|
| |
| Banking Institution: |
Public Bank Berhad |
| Product Name: |
5Home Plan-Multi Tier Package |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
95 |
| Loan Tenure: (max years / age) |
40 tahun / sehingga umur 70
|
| Minimum Loan Amount: (RM) |
0
|
| Reference Rate: (% pa) |
6.75
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
Tahun Pertama: 2.5%
Tahun Ke 2: BLR + 0%
Tahun Seterusnya: BLR + 0.28%
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Dibayar peminjam |
| Stamp Duty on Loan
Agreement: |
Dibayar peminjam |
| Disbursement Fee: |
Dibayar peminjam |
| Processing Fee: |
Diketepikan |
| Valuation Fee: |
Dibayar peminjam |
| Other Fees & Charges: |
Caj Penyelenggaran Akaun Pinjaman Perumahan (Dua kali setahun)
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Wajib |
| Fire: |
Tidak wajib |
| Houseowner Policy: |
Wajib |
| |
|
| Other Benefits |
| Other Benefits: |
- Kad kredit dengan pengecualian fi tahunan sepanjang tempoh pinjaman
- Aneka pilihan hadiah percuma bagi semua pelanggan yang mengambil MRTA dan/atau ODLTA berjumlah RM50,000-00 ke atas (Tamat tempoh kempen 31 Oktober 2007)
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.pbebank.com
|
| |
|
|
|
|
| |
| Banking Institution: |
Public Bank Berhad |
| Product Name: |
MORE Plan-Multi Tier Package |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
95 |
| Loan Tenure: (max years / age) |
40 years / up to age 70
|
| Minimum Loan Amount: (RM) |
0
|
| Reference Rate: (% pa) |
6.75
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
1st year: 1.00%
2nd year: BLR - 1.00%
3rd - 10th year: BLR + 0.10%
Thereafter: BLR - 0.50%
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BLR - 0.75%
|
Overdraft Ratio :
(Term Loan : OD) |
30:70
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Waived |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
Maintenance fee for the loan account (half yearly)
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Compulsory |
| Fire: |
Optional |
| Houseowner Policy: |
Compulsory |
| |
|
| Other Benefits |
| Other Benefits: |
- Free credit card membership for the whole tenure of the loan.
- A choice of Free Gift for customers who take up MRTA and/or ODLTA of above RM50,000-00 (Campaign ends 31 October 2007)
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.pbebank.com
|
| |
|
|
|
|
| |
| Banking Institution: |
Public Bank Berhad |
| Product Name: |
MORE Plan-Multi Tier Package |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
95 |
| Loan Tenure: (max years / age) |
40 tahun / sehingga umur 70
|
| Minimum Loan Amount: (RM) |
0
|
| Reference Rate: (% pa) |
6.75
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
Tahun Pertama: 1.00%
Tahun Ke 2: BLR - 1.00%
Tahun Ke 3 - 10: BLR + 0.10%
Tahun Seterusnya: BLR - 0.50%
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BLR - 0.75%
|
Overdraft Ratio :
(Term Loan : OD) |
30:70
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Dibayar peminjam |
| Stamp Duty on Loan
Agreement: |
Dibayar peminjam |
| Disbursement Fee: |
Dibayar peminjam |
| Processing Fee: |
Diketepikan |
| Valuation Fee: |
Dibayar peminjam |
| Other Fees & Charges: |
Caj Penyelenggaran Akaun Pinjaman Perumahan (Dua Kali Setahun)
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Wajib |
| Fire: |
Tidak wajib |
| Houseowner Policy: |
Wajib |
| |
|
| Other Benefits |
| Other Benefits: |
- Kad kredit dengan pengecualian fi tahunan sepanjang tempoh pinjaman
- Aneka pilihan hadiah percuma bagi semua pelanggan yang mengambil MRTA dan/atau ODLTA berjumlah RM50,000 ke atas (Tamat tempoh kempen 31 Oktober 2007)
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.pbebank.com
|
| |
|
|
|
|
| |
| Banking Institution: |
Public Bank Berhad |
| Product Name: |
MORE Plan-Multi Tier Package |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
95 |
| Loan Tenure: (max years / age) |
40 years / up to age 70
|
| Minimum Loan Amount: (RM) |
0
|
| Reference Rate: (% pa) |
6.75
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
1st year: 2.5%
2nd year: BLR + 0%
Thereafter BLR + 0.28%
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Waived |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
Maintenance fee for the loan account (half yearly)
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Compulsory |
| Fire: |
Optional |
| Houseowner Policy: |
Compulsory |
| |
|
| Other Benefits |
| Other Benefits: |
- Free credit card membership for the whole tenure of the loan.
- A choice of Free Gift for customers who take up MRTA and/or ODLTA of above RM50,000-00 (Campaign ends 31 October 2007)
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.pbebank.com
|
| |
|
|
|
|
| |
| Banking Institution: |
Public Bank Berhad |
| Product Name: |
MORE Plan-Multi Tier Package |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
95 |
| Loan Tenure: (max years / age) |
40 tahun / sehingga umur 70
|
| Minimum Loan Amount: (RM) |
0
|
| Reference Rate: (% pa) |
6.75
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
Tahun Pertama: 2.5%
Tahun Ke 2: BLR + 0%
Tahun Seterusnya: BLR + 0.28%
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Dibayar peminjam |
| Stamp Duty on Loan
Agreement: |
Dibayar peminjam |
| Disbursement Fee: |
Dibayar peminjam |
| Processing Fee: |
Diketepikan |
| Valuation Fee: |
Dibayar peminjam |
| Other Fees & Charges: |
Caj Penyelenggaran Akaun Pinjaman Perumahan (Dua kali setahun)
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Wajib |
| Fire: |
Tidak wajib |
| Houseowner Policy: |
Wajib |
| |
|
| Other Benefits |
| Other Benefits: |
- Kad kredit dengan pengecualian fi tahunan sepanjang tempoh pinjaman
- Aneka pilihan hadiah percuma bagi semua pelanggan yang mengambil MRTA dan/atau ODLTA berjumlah RM50,000-00 ke atas (Tamat tempoh kempen 31 Oktober 2007)
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.pbebank.com
|
| |
|
|
|
|
| |
| Banking Institution: |
Public Bank Berhad |
| Product Name: |
5HOME Plan-Multi Tier Package |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
95 |
| Loan Tenure: (max years / age) |
40 years / up to age 70
|
| Minimum Loan Amount: (RM) |
0
|
| Reference Rate: (% pa) |
6.75
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
1st year: 1.00%
2nd year: BLR - 1.00%
3rd - 10th years: BLR + 0.10%
Thereafter: BLR - 0.50%
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BLR - 0.75%
|
Overdraft Ratio :
(Term Loan : OD) |
30:70
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Waived |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
Maintenance fee for the loan account (half yearly)
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Compulsory |
| Fire: |
Optional |
| Houseowner Policy: |
Compulsory |
| |
|
| Other Benefits |
| Other Benefits: |
Free credit card membership for the whole tenure of the loan.
- A choice of Free Gift for customers who take up MRTA and/or ODLTA of above RM50,000-00 (Campaign ends 31 October 2007)
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.pbebank.com
|
| |
|
|
|
|
| |
| Banking Institution: |
Public Bank Berhad |
| Product Name: |
5HOME Plan-Multi Tier Package |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
95 |
| Loan Tenure: (max years / age) |
40 tahun / sehingga umur 70
|
| Minimum Loan Amount: (RM) |
0
|
| Reference Rate: (% pa) |
6.75
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
Tahun Pertama: 1.00%
Tahun Ke 2: BLR - 1.00%
Tahun Ke 3 - 10: BLR + 0.10%
Tahun Seterusnya: BLR - 0.50%
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BLR - 0.75%
|
Overdraft Ratio :
(Term Loan : OD) |
30:70
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Dibayar peminjam |
| Stamp Duty on Loan
Agreement: |
Dibayar peminjam |
| Disbursement Fee: |
Dibayar peminjam |
| Processing Fee: |
Diketepikan |
| Valuation Fee: |
Dibayar peminjam |
| Other Fees & Charges: |
Caj Penyelenggaran Akaun Pinjaman Perumahan (Dua kali setahun)
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Wajib |
| Fire: |
Tidak wajib |
| Houseowner Policy: |
Wajib |
| |
|
| Other Benefits |
| Other Benefits: |
- Kad kredit dengan pengecualian fi tahunan sepanjang tempoh pinjaman
- Aneka pilihan hadiah percuma bagi semua pelanggan yang mengambil MRTA dan/atau ODLTA berjumlah RM50,000-00 ke atas (Tamat tempoh kempen 31 Oktober 2007)
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.pbebank.com
|
| |
|
|
|
|
| |
| Banking Institution: |
Public Bank Berhad |
| Product Name: |
Fixed Rate Package |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
95 |
| Loan Tenure: (max years / age) |
40 years / up to age 70
|
| Minimum Loan Amount: (RM) |
0
|
| Reference Rate: (% pa) |
6.75
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
Package I
First 3 years: 5.00%
Thereafter: BLR + 0.28%
Package II
First 5 years: 5.80%
Thereafter: BLR + 0.28%
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BLR - 0.75% (for properties costing above RM100K only)
|
Overdraft Ratio :
(Term Loan : OD) |
30:70
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Waived |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
Maintenance fee for the loan account (half yearly)
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Compulsory |
| Fire: |
Optional |
| Houseowner Policy: |
Compulsory |
| |
|
| Other Benefits |
| Other Benefits: |
- Free credit card membership for the whole tenure of the loan.
- A choice of Free Gift for customers who take up MRTA and/or ODLTA of above RM50,000-00 (Campaign ends 31 October 2007)
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.pbebank.com
|
| |
|
|
|
|
| |
| Banking Institution: |
Public Bank Berhad |
| Product Name: |
Fixed Rate Package |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
95 |
| Loan Tenure: (max years / age) |
40 tahun / sehingga umur 70
|
| Minimum Loan Amount: (RM) |
0
|
| Reference Rate: (% pa) |
6.75
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
5 Tahun Pertama: BLR - 1.10%
Tahun Ke 6 - 15: BLR - 1.25%
Tahun Seterusnya: BLR - 1.35%
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BLR - 0.75% (for properties costing above RM100K only)
|
Overdraft Ratio :
(Term Loan : OD) |
30:70
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Dibayar peminjam |
| Stamp Duty on Loan
Agreement: |
Dibayar peminjam |
| Disbursement Fee: |
Dibayar peminjam |
| Processing Fee: |
Diketepikan |
| Valuation Fee: |
Dibayar peminjam |
| Other Fees & Charges: |
Caj Penyelenggaran Akaun Pinjaman Perumahan (Dua Kali Setahun)
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Wajib |
| Fire: |
Tidak wajib |
| Houseowner Policy: |
Wajib |
| |
|
| Other Benefits |
| Other Benefits: |
- Kad kredit dengan pengecualian fi tahunan sepanjang tempoh pinjaman<br />
- Aneka pilihan hadiah percuma bagi semua pelanggan yang mengambil MRTA dan/atau ODLTA berjumlah RM50,000 ke atas (Tamat tempoh kempen 31 Oktober 2007)
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.pbebank.com
|
| |
|
|
|
|
| |
| Banking Institution: |
Public Bank Berhad |
| Product Name: |
Free Legal Documentation Package |
| Zero entry / Moving Cost (ZEC) |
Yes
|
| Margin of financing: (% of property value) |
95 |
| Loan Tenure: (max years / age) |
40 years / up to age 70
|
| Minimum Loan Amount: (RM) |
0
|
| Reference Rate: (% pa) |
6.75
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
1st year: BLR - 3.37%
2nd year: BLR - 1.00%
3rd - 5th year: BLR - 0.20%
6th - 10th year: BLR - 0.30%
11th - 15th year: BLR - 0.50%
Thereafter: BLR - 1.00%
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BLR - 0.75%
|
Overdraft Ratio :
(Term Loan : OD) |
30:70
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Financed by Bank |
| Stamp Duty on Loan
Agreement: |
Financed by Bank |
| Disbursement Fee: |
Financed by Bank |
| Processing Fee: |
Waived |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
Maintenance fee for the loan account (half yearly)
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Compulsory |
| Fire: |
Optional |
| Houseowner Policy: |
Compulsory |
| |
|
| Other Benefits |
| Other Benefits: |
- Free credit card membership for the whole tenure of the loan.
- A choice of Free Gift for customers who take up MRTA and/or ODLTA of above RM50,000-00 (Campaign ends 31 October 2007)
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.pbebank.com
|
| |
|
|
|
|
| |
| Banking Institution: |
Public Bank Berhad |
| Product Name: |
Free Legal Documentation Package |
| Zero entry / Moving Cost (ZEC) |
Yes
|
| Margin of financing: (% of property value) |
95 |
| Loan Tenure: (max years / age) |
40 tahun / sehingga umur 70
|
| Minimum Loan Amount: (RM) |
0
|
| Reference Rate: (% pa) |
6.75
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
Tahun Pertama: BLR - 3.37%
Tahun Ke 2: BLR - 1.00%
Tahun Ke 3 - 5: BLR - 0.20%
Tahun Ke 6 - 10: BLR - 0.30%
Tahun Ke 11 - 15: BLR - 0.50%
Tahun Seterusnya: BLR - 1.00%
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BLR - 0.75%
|
Overdraft Ratio :
(Term Loan : OD) |
30:70
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Dibayar bank |
| Stamp Duty on Loan
Agreement: |
Dibayar bank |
| Disbursement Fee: |
Dibayar bank |
| Processing Fee: |
Diketepikan |
| Valuation Fee: |
Dibayar peminjam |
| Other Fees & Charges: |
Caj Penyelenggaran Akaun Pinjaman Perumahan (Dua Kali Setahun)
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Wajib |
| Fire: |
Tidak wajib |
| Houseowner Policy: |
Wajib |
| |
|
| Other Benefits |
| Other Benefits: |
- Kad kredit dengan pengecualian fi tahunan sepanjang tempoh pinjaman
- Aneka pilihan hadiah percuma bagi semua pelanggan yang mengambil MRTA dan/atau ODLTA berjumlah RM50,000 ke atas (Tamat tempoh kempen 31 Oktober 2007)
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.pbebank.com
|
| |
|
|
|
|
| |
| Banking Institution: |
Public Bank Berhad |
| Product Name: |
Three Tier Package |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
95 |
| Loan Tenure: (max years / age) |
40 years / up to age 70
|
| Minimum Loan Amount: (RM) |
0
|
| Reference Rate: (% pa) |
6.75
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
1st 5 years: BLR - 1.10%
6th - 15th year: BLR - 1.25%
Thereafter: BLR - 1.35%
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BLR - 0.75%
|
Overdraft Ratio :
(Term Loan : OD) |
30:70
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Waived |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
Maintenance fee for the loan account (half yearly)
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Compulsory |
| Fire: |
Optional |
| Houseowner Policy: |
Compulsory |
| |
|
| Other Benefits |
| Other Benefits: |
- Free credit card membership for the whole tenure of the loan.
- A choice of Free Gift for customers who take up MRTA and/or ODLTA of above RM50,000-00 (Campaign ends 31 October 2007)
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.pbebank.com
|
| |
|
|
|
|
| |
| Banking Institution: |
Public Bank Berhad |
| Product Name: |
Three Tier Package |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
95 |
| Loan Tenure: (max years / age) |
40 tahun / sehingga umur 70
|
| Minimum Loan Amount: (RM) |
0
|
| Reference Rate: (% pa) |
6.75
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
5 Tahun Pertama: BLR - 1.10%
Tahun Ke 6 - 15: BLR - 1.25%
Tahun Seterusnya: BLR - 1.35%
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BLR - 0.75%
|
Overdraft Ratio :
(Term Loan : OD) |
30:70
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Dibayar peminjam |
| Stamp Duty on Loan
Agreement: |
Dibayar peminjam |
| Disbursement Fee: |
Dibayar peminjam |
| Processing Fee: |
Diketepikan |
| Valuation Fee: |
Dibayar peminjam |
| Other Fees & Charges: |
Caj Penyelenggaran Akaun Pinjaman Perumahan (Dua Kali Setahun)
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Wajib |
| Fire: |
Tidak wajib |
| Houseowner Policy: |
Wajib |
| |
|
| Other Benefits |
| Other Benefits: |
- Kad kredit dengan pengecualian fi tahunan sepanjang tempoh pinjaman
- Aneka pilihan hadiah percuma bagi semua pelanggan yang mengambil MRTA dan/atau ODLTA berjumlah RM50,000 ke atas (Tamat tempoh kempen 31 Oktober 2007)
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.pbebank.com
|
| |
|
|
|
|
| |
| Banking Institution: |
Public Bank Berhad |
| Product Name: |
5HOME Plan-Multi Tier Package |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
95 |
| Loan Tenure: (max years / age) |
40 years / up to age 70
|
| Minimum Loan Amount: (RM) |
0
|
| Reference Rate: (% pa) |
6.75
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
1st year: 1.95%
2nd year: BLR + 0%
Thereafter: BLR + 0.28%
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Waived |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
Maintenance fee for the loan account (half yearly)
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Compulsory |
| Fire: |
Optional |
| Houseowner Policy: |
Compulsory |
| |
|
| Other Benefits |
| Other Benefits: |
- Free credit card membership for the whole tenure of the loan.
- A choice of Free Gift for customers who take up MRTA and/or ODLTA of above RM50,000-00 (Campaign ends 31 October 2007)
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.pbebank.com
|
| |
|
|
|
|
| |
| Banking Institution: |
Public Bank Berhad |
| Product Name: |
5HOME Plan-Multi Tier Package |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
95 |
| Loan Tenure: (max years / age) |
40 tahun / sehingga umur 70
|
| Minimum Loan Amount: (RM) |
0
|
| Reference Rate: (% pa) |
6.75
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
Tahun Pertama: 1.95%
Tahun Ke 2: BLR + 0%
Tahun Seterusnya: BLR + 0.28%
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Dibayar peminjam |
| Stamp Duty on Loan
Agreement: |
Dibayar peminjam |
| Disbursement Fee: |
Dibayar peminjam |
| Processing Fee: |
Diketepikan |
| Valuation Fee: |
Dibayar peminjam |
| Other Fees & Charges: |
Caj Penyelenggaran Akaun Pinjaman Perumahan (Dua kali setahun)
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Wajib |
| Fire: |
Tidak wajib |
| Houseowner Policy: |
Wajib |
| |
|
| Other Benefits |
| Other Benefits: |
- Free credit card membership for the whole tenure of the loan.
- A choice of Free Gift for customers who take up MRTA and/or ODLTA of above RM50,000-00 (Campaign ends 31 October 2007)
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.pbebank.com
|
| |
|
|
|
|
| |
| Banking Institution: |
Public Bank Berhad |
| Product Name: |
5Home Plan-Multi Tier Package |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
95 |
| Loan Tenure: (max years / age) |
40 years / up to age 70
|
| Minimum Loan Amount: (RM) |
0
|
| Reference Rate: (% pa) |
6.75
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
1st year: 0%
2nd year: BLR - 1.00%
3rd - 10th years: BLR + 0.10%
Thereafter: BLR - 0.50%
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BLR - 0.75%
|
Overdraft Ratio :
(Term Loan : OD) |
30:70
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Waived |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
Maintenance fee for the loan account (half yearly)
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Compulsory |
| Fire: |
Optional |
| Houseowner Policy: |
Compulsory |
| |
|
| Other Benefits |
| Other Benefits: |
- Free credit card membership for the whole tenure of the loan.
- A choice of Free Gift for customers who take up MRTA and/or ODLTA of above RM50,000-00 (Campaign ends 31 October 2007)
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.pbebank.com
|
| |
|
|
|
|
| |
| Banking Institution: |
Public Bank Berhad |
| Product Name: |
5Home Plan-Multi Tier Package |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
95 |
| Loan Tenure: (max years / age) |
40 tahun / sehingga umur 70
|
| Minimum Loan Amount: (RM) |
0
|
| Reference Rate: (% pa) |
6.75
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
Tahun Pertama: 0%
Tahun Ke 2: BLR - 1.00%
Tahun Ke 3 - 10: BLR + 0.10%
Tahun Seterusnya: BLR - 0.50%
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BLR - 0.75%
|
Overdraft Ratio :
(Term Loan : OD) |
30:70
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Dibayar peminjam |
| Stamp Duty on Loan
Agreement: |
Dibayar peminjam |
| Disbursement Fee: |
Dibayar peminjam |
| Processing Fee: |
Diketepikan |
| Valuation Fee: |
Dibayar peminjam |
| Other Fees & Charges: |
Caj Penyelenggaran Akaun Pinjaman Perumahan (Dua kali setahun)
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Wajib |
| Fire: |
Tidak wajib |
| Houseowner Policy: |
Wajib |
| |
|
| Other Benefits |
| Other Benefits: |
- Kad kredit dengan pengecualian fi tahunan sepanjang tempoh pinjaman
- Aneka pilihan hadiah percuma bagi semua pelanggan yang mengambil MRTA dan/atau ODLTA berjumlah RM50,000 ke atas (Tamat tempoh kempen 31 Oktober 2007)
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.pbebank.com
|
| |
|
|
|
|
| |
| Banking Institution: |
Bank of America Malaysia Berhad |
| Product Name: |
Housing Loan |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90 |
| Loan Tenure: (max years / age) |
20 years / up to age 55
|
| Minimum Loan Amount: (RM) |
0
|
| Reference Rate: (% pa) |
6.75
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
BLR + 1.75% p.a or 9.00% p.a, whichever is lower
|
| Interest Calculation: |
Monthly Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Payable by borrower upfront |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
Administration fees imposed by developers
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
-
|
| Early Settlement Penalty
% of Loan Amount: |
-
|
| Early Settlement Penalty
Others: |
Provided one month written notice is given to the Bank prior to early settlement. Otherwise, 1 month interest penalty will be imposed on the loan outstanding amount.
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Compulsory |
| Fire: |
Optional |
| Houseowner Policy: |
Compulsory |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.bankofamerica.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
Bank of America Malaysia Berhad |
| Product Name: |
Pinjaman Perumahan |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90 |
| Loan Tenure: (max years / age) |
20 tahun atau hingga umur 55
|
| Minimum Loan Amount: (RM) |
0
|
| Reference Rate: (% pa) |
6.75
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
KPA+1.75%setahun atau 9% setahun, mengikut nilai yang lebih rendah
|
| Interest Calculation: |
Monthly Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Dibayar peminjam |
| Stamp Duty on Loan
Agreement: |
Dibayar peminjam |
| Disbursement Fee: |
Dibayar peminjam |
| Processing Fee: |
Dibayar peminjam |
| Valuation Fee: |
Dibayar peminjam |
| Other Fees & Charges: |
Yuran pentadbiran yang dikenakan oleh pemaju
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
-
|
| Early Settlement Penalty
% of Loan Amount: |
-
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Wajib |
| Fire: |
Tidak wajib |
| Houseowner Policy: |
Wajib |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.bankofamerica.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
The Bank of Nova Scotia Berhad |
| Product Name: |
Scotia Ultimate - Option 1 |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90 |
| Loan Tenure: (max years / age) |
Up to age 60
|
| Minimum Loan Amount: (RM) |
300000
|
| Reference Rate: (% pa) |
6.30
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
BLR - 0.55%
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BLR + 1.50%
|
Overdraft Ratio :
(Term Loan : OD) |
50:50
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Payable by borrower upfront |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3.5
|
| Early Settlement Penalty
Others: |
or RM5,000 whichever is higher
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
Free PA RM100,000
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.scotiabank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
The Bank of Nova Scotia Berhad |
| Product Name: |
Scotia Ultimate - Option 1 |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90 |
| Loan Tenure: (max years / age) |
Up to age 60
|
| Minimum Loan Amount: (RM) |
300000
|
| Reference Rate: (% pa) |
6.30
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
BLR - 0.55%
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BLR + 1.50%
|
Overdraft Ratio :
(Term Loan : OD) |
50:50
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Dibayar peminjam |
| Stamp Duty on Loan
Agreement: |
Dibayar peminjam |
| Disbursement Fee: |
Dibayar peminjam |
| Processing Fee: |
Dibayar peminjam |
| Valuation Fee: |
Dibayar peminjam |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3.5
|
| Early Settlement Penalty
Others: |
or RM5,000 whichever is higher
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Tidak wajib |
| Fire: |
Wajib |
| Houseowner Policy: |
Tidak wajib |
| |
|
| Other Benefits |
| Other Benefits: |
Free PA RM100,000
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.scotiabank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
The Bank of Nova Scotia Berhad |
| Product Name: |
Scotia Ultimate - Option 2 |
| Zero entry / Moving Cost (ZEC) |
Yes
|
| Margin of financing: (% of property value) |
90 |
| Loan Tenure: (max years / age) |
Up to age 60
|
| Minimum Loan Amount: (RM) |
300000
|
| Reference Rate: (% pa) |
6.30
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
BLR - 0.2%
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BLR + 1.50%
|
Overdraft Ratio :
(Term Loan : OD) |
50:50
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Financed by Bank |
| Stamp Duty on Loan
Agreement: |
Financed by Bank |
| Disbursement Fee: |
Financed by Bank |
| Processing Fee: |
Payable by borrower upfront |
| Valuation Fee: |
Financed by Bank |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3.5
|
| Early Settlement Penalty
Others: |
or RM5,000 whichever is higher
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
Free PA RM100,000
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.scotiabank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
The Bank of Nova Scotia Berhad |
| Product Name: |
Scotia Basic - Option 3 |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90 |
| Loan Tenure: (max years / age) |
Up to age 65
|
| Minimum Loan Amount: (RM) |
0
|
| Reference Rate: (% pa) |
6.30
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
1st - 10th Years: BLR - 0.55% Thereafter: BLR - 0.70%
|
| Interest Calculation: |
Monthly Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BLR + 1.50%
|
Overdraft Ratio :
(Term Loan : OD) |
50:50
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Payable by borrower upfront |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
Free PA RM100,000
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3.5
|
| Early Settlement Penalty
Others: |
or RM5,000 whichever is higher
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
Free PA RM100,000
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.scotiabank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
The Bank of Nova Scotia Berhad |
| Product Name: |
Scotia Basic - Option 4 |
| Zero entry / Moving Cost (ZEC) |
Yes
|
| Margin of financing: (% of property value) |
90 |
| Loan Tenure: (max years / age) |
Up to age 65
|
| Minimum Loan Amount: (RM) |
200000
|
| Reference Rate: (% pa) |
6.30
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
BLR - 0.35%
|
| Interest Calculation: |
Monthly Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BLR + 1.50%
|
Overdraft Ratio :
(Term Loan : OD) |
50:50
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Financed by Bank |
| Stamp Duty on Loan
Agreement: |
Financed by Bank |
| Disbursement Fee: |
Financed by Bank |
| Processing Fee: |
Payable by borrower upfront |
| Valuation Fee: |
Financed by Bank |
| Other Fees & Charges: |
Free PA RM100,000
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3.5
|
| Early Settlement Penalty
Others: |
or RM5,000 whichever is higher
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
Free PA RM100,0000
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.scotiabank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
The Bank of Nova Scotia Berhad |
| Product Name: |
Scotia Basic - Option 1 |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90 |
| Loan Tenure: (max years / age) |
Up to age 65
|
| Minimum Loan Amount: (RM) |
0
|
| Reference Rate: (% pa) |
6.30
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
1st - 15th Years: BLR - 0.50% Thereafter: BLR - 0.70%
|
| Interest Calculation: |
Monthly Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BLR + 1.50%
|
Overdraft Ratio :
(Term Loan : OD) |
50:50
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Payable by borrower upfront |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
Free PA RM100,000
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3.5
|
| Early Settlement Penalty
Others: |
or RM5,000 is whichever is higher
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
Free PA RM100,000
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.scotiabank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
The Bank of Nova Scotia Berhad |
| Product Name: |
Scotia Ultimate - Option 2 |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90 |
| Loan Tenure: (max years / age) |
Up to age 60
|
| Minimum Loan Amount: (RM) |
0
|
| Reference Rate: (% pa) |
6.30
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
BLR - 0.55%
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BLR + 1.50%
|
Overdraft Ratio :
(Term Loan : OD) |
50:50
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Payable by borrower upfront |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
Free PA RM100,000
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3.5
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
Free PA RM100,000
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.scotiabank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
OCBC Bank (Malaysia) Berhad |
| Product Name: |
Home Loan Variable Rate |
| Zero entry / Moving Cost (ZEC) |
Yes
|
| Margin of financing: (% of property value) |
Up to 90% + MRTA / Home Xtra / LVS (maximum financing of 100%) |
| Loan Tenure: (max years / age) |
Up to 40 yrs or age 70 whichever is earlier
|
| Minimum Loan Amount: (RM) |
100000
|
| Reference Rate: (% pa) |
6.60
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
BLR-1.80% p.a. whole tenure
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BLR-1.0%
|
Overdraft Ratio :
(Term Loan : OD) |
50:50
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Financed by Bank |
| Stamp Duty on Loan
Agreement: |
Financed by Bank |
| Disbursement Fee: |
Financed by Bank |
| Processing Fee: |
Waived |
| Valuation Fee: |
Financed by Bank |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5 years from the date of first drawdown
|
| Early Settlement Penalty
% of Loan Amount: |
3% of the facilities limit or RM5,000, whichever is higher plus administrative fee
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.ocbc.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
OCBC Bank (Malaysia) Berhad |
| Product Name: |
Home Loan Variable Rate |
| Zero entry / Moving Cost (ZEC) |
Yes
|
| Margin of financing: (% of property value) |
Up to 90% + MRTA / Home Xtra / LVS (maximum financing of 100%) |
| Loan Tenure: (max years / age) |
Up to 40 yrs or age 70 whichever is earlier
|
| Minimum Loan Amount: (RM) |
100000
|
| Reference Rate: (% pa) |
6.60
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
BLR-1.80% p.a. whole tenure
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BLR-1.0%
|
Overdraft Ratio :
(Term Loan : OD) |
50:50
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Dibayar bank |
| Stamp Duty on Loan
Agreement: |
Dibayar bank |
| Disbursement Fee: |
Dibayar bank |
| Processing Fee: |
Diketepikan |
| Valuation Fee: |
Dibayar bank |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5 years from the date of first drawdown
|
| Early Settlement Penalty
% of Loan Amount: |
3% of the facilities limit or RM5,000, whichever is higher plus administrative fee
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Tidak wajib |
| Fire: |
Wajib |
| Houseowner Policy: |
Tidak wajib |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.ocbc.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
OCBC Bank (Malaysia) Berhad |
| Product Name: |
Home Loan Variable Rate |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
Up to 90% + MRTA / Home Xtra (maximum financing of 100%) |
| Loan Tenure: (max years / age) |
Up to 40 yrs or age 70 whichever is earlier
|
| Minimum Loan Amount: (RM) |
0
|
| Reference Rate: (% pa) |
6.60
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
BLR-1.80% p.a. whole tenure
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BLR-1.0%
|
Overdraft Ratio :
(Term Loan : OD) |
50:50
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Waived |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5 years from the date of first drawdown
|
| Early Settlement Penalty
% of Loan Amount: |
3% of the facilities limit or RM5,000, whichever is higher
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.ocbc.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
OCBC Bank (Malaysia) Berhad |
| Product Name: |
Home Loan Variable Rate |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
Up to 90% + MRTA / Home Xtra (maximum financing of 100%) |
| Loan Tenure: (max years / age) |
Up to 30 yrs or age 65 whichever is earlier
|
| Minimum Loan Amount: (RM) |
0
|
| Reference Rate: (% pa) |
6.60
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
BLR-1.80 % p.a.
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BLR-1.0%
|
Overdraft Ratio :
(Term Loan : OD) |
50:50
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Dibayar peminjam |
| Stamp Duty on Loan
Agreement: |
Dibayar peminjam |
| Disbursement Fee: |
Dibayar peminjam |
| Processing Fee: |
Diketepikan |
| Valuation Fee: |
Dibayar peminjam |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5 years from the date of first drawdown
|
| Early Settlement Penalty
% of Loan Amount: |
3% of the facilities limit or RM5,000, whichever is higher
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Tidak wajib |
| Fire: |
Wajib |
| Houseowner Policy: |
Tidak wajib |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.ocbc.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
OCBC Bank (Malaysia) Berhad |
| Product Name: |
Easi Home Overdraft |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
70% |
| Loan Tenure: (max years / age) |
Up to age 70
|
| Minimum Loan Amount: (RM) |
0
|
| Reference Rate: (% pa) |
6.60
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
BLR-1.0% p.a. whole tenure
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Waived |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
-
|
| Early Settlement Penalty
% of Loan Amount: |
-
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.ocbc.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
OCBC Bank (Malaysia) Berhad |
| Product Name: |
Graduated HL Variable Rate |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
Up to 90% + MRTA / HomeXtra (maximum financing of 100%) |
| Loan Tenure: (max years / age) |
Up to 40 yrs or to age 70 whichever earlier
|
| Minimum Loan Amount: (RM) |
0
|
| Reference Rate: (% pa) |
6.60
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
BLR-1.8 % p.a. whole tenure
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Waived |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5 years from the date of first drawdown
|
| Early Settlement Penalty
% of Loan Amount: |
3% of the facilities limit or RM5000, whichever is higher
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.ocbc.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
OCBC Bank (Malaysia) Berhad |
| Product Name: |
Graduated HL Variable Rate |
| Zero entry / Moving Cost (ZEC) |
Yes
|
| Margin of financing: (% of property value) |
Up to 90% + MRTA / HomeXtra / LVS (maximum financing of 100%) |
| Loan Tenure: (max years / age) |
Up to 40 yrs or age 70 whichever is earlier
|
| Minimum Loan Amount: (RM) |
100000
|
| Reference Rate: (% pa) |
6.60
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
BLR-1.8% p.a. whole tenure
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BLR-1.0%
|
Overdraft Ratio :
(Term Loan : OD) |
50:50
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Financed by Bank |
| Stamp Duty on Loan
Agreement: |
Financed by Bank |
| Disbursement Fee: |
Financed by Bank |
| Processing Fee: |
Waived |
| Valuation Fee: |
Financed by Bank |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5 years from the date of first drawdown
|
| Early Settlement Penalty
% of Loan Amount: |
3% of the facilities limit or RM5000, whichever is higher plus administrative fee
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.ocbc.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
Affin Bank Berhad |
| Product Name: |
Affin Home Solution Plus |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
95 |
| Loan Tenure: (max years / age) |
45 years / up to age 75
|
| Minimum Loan Amount: (RM) |
100000
|
| Reference Rate: (% pa) |
6.60
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
up to BLR - 1.80% p.a.
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
up to BLR - 1.0%
|
Overdraft Ratio :
(Term Loan : OD) |
50:50
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Waived |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
1st 3 years = 5% ,4th & 5th years = 3%
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Compulsory |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.affinbank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
Affin Bank Berhad |
| Product Name: |
Affin Home Solution Plus |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
95 |
| Loan Tenure: (max years / age) |
45 years / up to age 75
|
| Minimum Loan Amount: (RM) |
100000
|
| Reference Rate: (% pa) |
6.60
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
up to BLR - 1.80% p.a.
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
up to BLR - 1.0%
|
Overdraft Ratio :
(Term Loan : OD) |
50:50
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Dibayar peminjam |
| Stamp Duty on Loan
Agreement: |
Dibayar peminjam |
| Disbursement Fee: |
Dibayar peminjam |
| Processing Fee: |
Diketepikan |
| Valuation Fee: |
Dibayar peminjam |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
1st 3 years = 5% ,4th & 5th years = 3%
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Tidak wajib |
| Fire: |
Wajib |
| Houseowner Policy: |
Wajib |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.affinbank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
Alliance Bank Malaysia Berhad |
| Product Name: |
SaveLink HL |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
95 |
| Loan Tenure: (max years / age) |
30 years / up to age 70
|
| Minimum Loan Amount: (RM) |
100000
|
| Reference Rate: (% pa) |
6.60
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
Up to BLR - 2.40% *Terms and conditions apply.
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BLR - 0.50%
|
Overdraft Ratio :
(Term Loan : OD) |
50:50
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Payable by borrower upfront |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
One-off setup fee RM200,
SaveLink maintenance fee RM10 per month.
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
3 years
|
| Early Settlement Penalty
% of Loan Amount: |
3%
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
No
|
| Start Date: |
16-05-2011
|
| End Date: |
31-12-2011
|
| |
|
| Website |
| Website: |
www.allicancebank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
Alliance Bank Malaysia Berhad |
| Product Name: |
SaveLink IPO |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
95 |
| Loan Tenure: (max years / age) |
30 years / up to age 70
|
| Minimum Loan Amount: (RM) |
100000
|
| Reference Rate: (% pa) |
6.60
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
Up to BLR - 2.4% *Terms and conditions apply.
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BLR - 0.50%
|
Overdraft Ratio :
(Term Loan : OD) |
50:50
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Payable by borrower upfront |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
One-off set-up fee RM200/=,
SaveLink maintenance fee RM10/= per month.
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
3 years
|
| Early Settlement Penalty
% of Loan Amount: |
3%
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
No
|
| Start Date: |
16-05-2011
|
| End Date: |
31-12-2011
|
| |
|
| Website |
| Website: |
www.allicancebank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
Alliance Bank Malaysia Berhad |
| Product Name: |
Conventional HL |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
95 |
| Loan Tenure: (max years / age) |
30 years / up to age 70
|
| Minimum Loan Amount: (RM) |
100000
|
| Reference Rate: (% pa) |
6.60
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
Up to BLR - 2.40% *Terms and conditions apply.
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BLR - 0.50%
|
Overdraft Ratio :
(Term Loan : OD) |
50:50
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Payable by borrower upfront |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
Processing fee RM200.
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
3 years
|
| Early Settlement Penalty
% of Loan Amount: |
3%
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
No
|
| Start Date: |
16-05-2011
|
| End Date: |
31-12-2011
|
| |
|
| Website |
| Website: |
www.alliancebank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
Alliance Bank Malaysia Berhad |
| Product Name: |
FEC - SaveLink HL |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
95 |
| Loan Tenure: (max years / age) |
30 years / up to age 70
|
| Minimum Loan Amount: (RM) |
100000
|
| Reference Rate: (% pa) |
6.60
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
Up to BLR - 2.40%
*Terms and conditions apply.
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BLR - 0.50%
|
Overdraft Ratio :
(Term Loan : OD) |
50:50
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Financed by Bank |
| Stamp Duty on Loan
Agreement: |
Financed by Bank |
| Disbursement Fee: |
Financed by Bank |
| Processing Fee: |
Payable by borrower upfront |
| Valuation Fee: |
Financed by Bank |
| Other Fees & Charges: |
One-off set-up fee RM200/=,
SaveLink maintenance fee RM10/= per month.
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
3 years
|
| Early Settlement Penalty
% of Loan Amount: |
3%
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
No
|
| Start Date: |
16-05-2011
|
| End Date: |
31-12-2011
|
| |
|
| Website |
| Website: |
www.alliancebank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
Alliance Bank Malaysia Berhad |
| Product Name: |
FEC - SaveLink IPO |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
95 |
| Loan Tenure: (max years / age) |
30 years / up to age 70
|
| Minimum Loan Amount: (RM) |
100000
|
| Reference Rate: (% pa) |
6.60
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
Up to BLR - 2.4%
*Terms and conditions apply.
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BLR - 0.50%
|
Overdraft Ratio :
(Term Loan : OD) |
50:50
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Financed by Bank |
| Stamp Duty on Loan
Agreement: |
Financed by Bank |
| Disbursement Fee: |
Financed by Bank |
| Processing Fee: |
Payable by borrower upfront |
| Valuation Fee: |
Financed by Bank |
| Other Fees & Charges: |
One-time setup fee RM200,
SaveLink maintenance fee RM10/= per month.
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
3yrs
|
| Early Settlement Penalty
% of Loan Amount: |
3%
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
No
|
| Start Date: |
16-05-2011
|
| End Date: |
31-12-2011
|
| |
|
| Website |
| Website: |
www.alliancebank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
Alliance Bank Malaysia Berhad |
| Product Name: |
FEC - Conventional HL |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
95 |
| Loan Tenure: (max years / age) |
30 years / up to age 70
|
| Minimum Loan Amount: (RM) |
100000
|
| Reference Rate: (% pa) |
6.60
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
Up to BLR – 2.4% * Terms and Conditions apply.
*Terms and conditions apply.
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BLR - 0.50%
|
Overdraft Ratio :
(Term Loan : OD) |
50:50
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Financed by Bank |
| Stamp Duty on Loan
Agreement: |
Financed by Bank |
| Disbursement Fee: |
Financed by Bank |
| Processing Fee: |
Payable by borrower upfront |
| Valuation Fee: |
Financed by Bank |
| Other Fees & Charges: |
Processing fee RM200/=.
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
3 years
|
| Early Settlement Penalty
% of Loan Amount: |
3%
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
No
|
| Start Date: |
16-05-2011
|
| End Date: |
31-12-2011
|
| |
|
| Website |
| Website: |
www.alliancebank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
Bangkok Bank Berhad |
| Product Name: |
Home Loan |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
80 |
| Loan Tenure: (max years / age) |
30 years / up to age 60
|
| Minimum Loan Amount: (RM) |
0
|
| Reference Rate: (% pa) |
6.30
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
BLR + 1.00% p.a.
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Payable by borrower upfront |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
RM200.00 (maximum)
customer request for letter of confirmation for EPF withdrawal RM20.00
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
-
|
| Early Settlement Penalty
% of Loan Amount: |
-
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Compulsory |
| Fire: |
Compulsory |
| Houseowner Policy: |
Compulsory |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
-
|
| |
|
|
|
|
| |
| Banking Institution: |
Bangkok Bank Berhad |
| Product Name: |
Pinjaman Perumahan |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
80 |
| Loan Tenure: (max years / age) |
30 tahun atau sampai umur 60 tahun
|
| Minimum Loan Amount: (RM) |
0
|
| Reference Rate: (% pa) |
6.30
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
BLR + 1.00% p.a.
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Dibayar peminjam |
| Stamp Duty on Loan
Agreement: |
Dibayar peminjam |
| Disbursement Fee: |
Dibayar peminjam |
| Processing Fee: |
Dibayar peminjam |
| Valuation Fee: |
Dibayar peminjam |
| Other Fees & Charges: |
RM200.00 (maksima)
Surat pengesahan untuk pengeluaran EPF RM20.00
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
-
|
| Early Settlement Penalty
% of Loan Amount: |
-
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Wajib |
| Fire: |
Wajib |
| Houseowner Policy: |
Wajib |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
-
|
| |
|
|
|
|
| |
| Banking Institution: |
Citibank Berhad |
| Product Name: |
Citibank Flexihome Loan |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
89 |
| Loan Tenure: (max years / age) |
30 years / up to age 65
|
| Minimum Loan Amount: (RM) |
38000
|
| Reference Rate: (% pa) |
6.60
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
-
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Waived |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
5
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Compulsory |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.citibank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
Citibank Berhad |
| Product Name: |
Citibank Housing Loan |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
89 |
| Loan Tenure: (max years / age) |
30 years / up to age 65
|
| Minimum Loan Amount: (RM) |
38000
|
| Reference Rate: (% pa) |
6.60
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
-
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Waived |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
5
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Compulsory |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.citibank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
Citibank Berhad |
| Product Name: |
Citibank Homecredit |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
89 |
| Loan Tenure: (max years / age) |
30 years / up to age 65
|
| Minimum Loan Amount: (RM) |
50000
|
| Reference Rate: (% pa) |
6.60
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
-
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Waived |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
5
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Compulsory |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.citibank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
Deutsche Bank (Malaysia) Berhad |
| Product Name: |
Housing Loan for Priority Sector |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
80 |
| Loan Tenure: (max years / age) |
20 years / up to 55 age
|
| Minimum Loan Amount: (RM) |
5000
|
| Reference Rate: (% pa) |
6.30
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
0 + BLR
|
| Interest Calculation: |
Monthly Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Waived |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
-
|
| Early Settlement Penalty
% of Loan Amount: |
-
|
| Early Settlement Penalty
Others: |
1 month interest
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Compulsory |
| Fire: |
Compulsory |
| Houseowner Policy: |
Compulsory |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
-
|
| |
|
|
|
|
| |
| Banking Institution: |
Deutsche Bank (Malaysia) Berhad |
| Product Name: |
Housing Loan |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
80 |
| Loan Tenure: (max years / age) |
20 years / up to 55 age
|
| Minimum Loan Amount: (RM) |
5000
|
| Reference Rate: (% pa) |
6.30
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
BLR + 1.50%
|
| Interest Calculation: |
Monthly Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Waived |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
-
|
| Early Settlement Penalty
% of Loan Amount: |
-
|
| Early Settlement Penalty
Others: |
1 month interest
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Compulsory |
| Fire: |
Compulsory |
| Houseowner Policy: |
Compulsory |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
-
|
| |
|
|
|
|
| |
| Banking Institution: |
Hong Leong Bank Berhad |
| Product Name: |
Hong Leong Housing Loan (Package1 - Non Zero Cost) |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
Up to 90% + 5% (MDTA) |
| Loan Tenure: (max years / age) |
40 years / up to age 70
|
| Minimum Loan Amount: (RM) |
50000
|
| Reference Rate: (% pa) |
6.60
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
BLR-0.90% p.a. (whole loan tenure)
For loan amount RM50K to less than RM100K
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BLR - 0.75%
|
Overdraft Ratio :
(Term Loan : OD) |
OD ratio up to 50%
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Waived |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
3
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Compulsory |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.hlb.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
Hong Leong Bank Berhad |
| Product Name: |
Hong Leong Housing Loan (Package 2 - Non Zero Cost) |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
Up to 90% + 5%(MDTA) |
| Loan Tenure: (max years / age) |
40 years / up to age 70 whichever is lower
|
| Minimum Loan Amount: (RM) |
100000
|
| Reference Rate: (% pa) |
6.60
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
- BLR-2.00% p.a. (whole loan tenure) For loan amount RM100K to less than RM200K
- BLR-2.10% p.a. (whole loan tenure) - For loan amount RM200K to less than RM300K
- BLR-2.20% p.a. (whole loan tenure) - For loan amount RM300K and above
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BLR - 0.75%
|
Overdraft Ratio :
(Term Loan : OD) |
OD ratio up to 50%
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Waived |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
3
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Compulsory |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.hlb.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
Hong Leong Bank Berhad |
| Product Name: |
MortgagePlus (Non Zero Cost) Package 1 |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
Up to 90% + 5% (MDTA) |
| Loan Tenure: (max years / age) |
40 years / up to age 70
|
| Minimum Loan Amount: (RM) |
100000
|
| Reference Rate: (% pa) |
6.60
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
BLR-2.00% p.a. (whole loan tenure) - For loan amount RM100K to less than RM200K
BLR-2.10% p.a. (whole loan tenure) - For loan amount RM200K to less than RM300K
BLR-2.20% p.a. (whole loan tenure) - For loan amount RM300K and above
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Waived |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
3
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Compulsory |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.hlb.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
Hong Leong Bank Berhad |
| Product Name: |
MortgagePlus (Non Zero Cost) Package 2 |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
Up to 70% + 5% (MDTA) |
| Loan Tenure: (max years / age) |
40 years / up to age 70
|
| Minimum Loan Amount: (RM) |
100000
|
| Reference Rate: (% pa) |
6.60
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
BLR-0.75% (whole loan tenure)
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Waived |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
3
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Compulsory |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.hlb.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
HSBC Bank Malaysia Berhad |
| Product Name: |
HomeSmart |
| Zero entry / Moving Cost (ZEC) |
Yes
|
| Margin of financing: (% of property value) |
Up to 90% of the current market value or purchase price, whichever is lower. |
| Loan Tenure: (max years / age) |
35 years / up to age 65
|
| Minimum Loan Amount: (RM) |
50000
|
| Reference Rate: (% pa) |
6.75
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
1 - 5 years: BLR - 0.40%
6 - 10 years: BLR + 0.25%
11 - 15 years: BLR + 0%
16 - 20 years: BLR - 0.5%
Thereafter: BLR - 1%
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Financed by Bank |
| Stamp Duty on Loan
Agreement: |
Financed by Bank |
| Disbursement Fee: |
Financed by Bank |
| Processing Fee: |
Waived |
| Valuation Fee: |
Financed by Bank |
| Other Fees & Charges: |
Monthly Service Fee : RM10-00
Administration fees imposed by developers : Payable by the Borrower
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
Settled within 1 - 3 years: 5% of the original loan amount, Settled within 4 - 5 years: 3% of the original loan amount
|
| Early Settlement Penalty
Others: |
Admin Fee - RM1,200.00, If full payment of the loan is made but the property is not redeemed, the early settlement penalty will not be charged. It is chargeable only upon the property being redeemed.
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Compulsory |
| |
|
| Other Benefits |
| Other Benefits: |
1) Transactional Account
2) Easy Accessibility – ATM, Current Account, Internet Banking and Phone Banking
3)Flexibility to deposit and withdraw any amount any time
4)Advance Payment
5) No charges on prepayment and redrawal
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.hsbc.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
HSBC Bank Malaysia Berhad |
| Product Name: |
HomeSmart |
| Zero entry / Moving Cost (ZEC) |
Yes
|
| Margin of financing: (% of property value) |
Up to 90% of the current market value or purchase price, whichever is lower. |
| Loan Tenure: (max years / age) |
35 tahun/sehingga umur 65 tahun
|
| Minimum Loan Amount: (RM) |
50000
|
| Reference Rate: (% pa) |
6.75
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
1 - 5 tahun : BLR - 0.40%
6 - 10 tahun : BLR + 0.25%
11 - 15 tahun : BLR + 0%
16 - 20 tahun : BLR - 0.5%
Sesudah itu : BLR - 1%
16 - 20 years: BLR - 0.5%
Thereafter: BLR - 1%
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Dibayar bank |
| Stamp Duty on Loan
Agreement: |
Dibayar bank |
| Disbursement Fee: |
Dibayar bank |
| Processing Fee: |
Diketepikan |
| Valuation Fee: |
Dibayar bank |
| Other Fees & Charges: |
Fi Perkhidmatan Bulanan : RM10.00
Fi pentadbiran yang dikenakan oleh pemaju : Ditanggung oleh Peminjam
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
Settled within 1 - 3 years: 5% of the original loan amount, Settled within 4 - 5 years: 3% of the original loan amount
|
| Early Settlement Penalty
Others: |
Fi Perkhidmatan Bulanan : RM10.00, Fi pentadbiran yang dikenakan oleh pemaju : Ditanggung oleh Peminjam
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Tidak wajib |
| Fire: |
Wajib |
| Houseowner Policy: |
Wajib |
| |
|
| Other Benefits |
| Other Benefits: |
1) Akaun Transaksional
2) Perkhidmatan yang Disediakan - ATM, Akaun Semasa, Perbankan Internet dan Perbankan Melalui Telefon
3) Boleh mendepositkan dan mengeluarkan tanpa mengira jumlah dan pada bila-bila masa
4) Bayaran Pendahuluan
5) Tiada caj untuk bayaran terdahulu atau pengeluaran semula
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.hsbc.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
HSBC Bank Malaysia Berhad |
| Product Name: |
HomeSmart |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90% of current market value or purchase price |
| Loan Tenure: (max years / age) |
35 years / up to age 65
|
| Minimum Loan Amount: (RM) |
50000
|
| Reference Rate: (% pa) |
6.75
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
1 - 5 years: BLR - 0.65%
6 - 10 years: BLR + 0.25%
11 - 15 years: BLR + 0%
16 - 20 years: BLR - 0.5%
Thereafter: BLR - 1%
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Waived |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
Monthly Service Fee : RM10.00
Administration fees imposed by developers : Payable by the Borrower
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
Settled within 1 - 3 years: 5% of the original loan amount, Settled within 4 - 5 years: 3% of the original loan amount
|
| Early Settlement Penalty
Others: |
Admin Fee : RM1,200.00, If full payment of the loan is made but the property is not redeemed, the early settlement penalty will not be charged. It is chargeable only upon the property being redeemed.
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Compulsory |
| |
|
| Other Benefits |
| Other Benefits: |
1) Transactional Account
2) Easy Accessibility – ATM, Current Account, Internet Banking and Phone Banking
3) Flexibility to deposit and withdraw any amount any time
4) Advance Payment
5) No charges on prepayment and redrawal
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.hsbc.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
HSBC Bank Malaysia Berhad |
| Product Name: |
HomeSmart |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90% of current market value or purchase price |
| Loan Tenure: (max years / age) |
35 tahun/sehingga umur 65 tahun
|
| Minimum Loan Amount: (RM) |
50000
|
| Reference Rate: (% pa) |
6.75
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
1 - 5 tahun : BLR - 0.65%
6 - 10 tahun : BLR + 0.25%
11 - 15 tahun : BLR + 0%
16 - 20 tahun : BLR - 0.5%
Sesudah itu : BLR - 1%
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Dibayar peminjam |
| Stamp Duty on Loan
Agreement: |
Dibayar peminjam |
| Disbursement Fee: |
Dibayar peminjam |
| Processing Fee: |
Diketepikan |
| Valuation Fee: |
Dibayar peminjam |
| Other Fees & Charges: |
Fi Perkhidmatan Bulanan : RM10.00
Fi pentadbiran yang dikenakan oleh pemaju : Ditanggung oleh Peminjam
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
Settled within 1 - 3 years: 5% of the original loan amount, Settled within 4 - 5 years: 3% of the original loan amount
|
| Early Settlement Penalty
Others: |
Fi Pentadbiran : RM1,200.00,Sekiranya pembayaran penuh pinjaman telah dibuat tetapi hartanah tidak ditebus, tiada sebarang penalti penyelesaian awal akan dikenakan. Ia hanya dikenakan ketika penebusan hartanah
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Tidak wajib |
| Fire: |
Wajib |
| Houseowner Policy: |
Wajib |
| |
|
| Other Benefits |
| Other Benefits: |
1) Akaun Transaksi
2) Perkhidmatan yang Disediakan - ATM, Akaun Semasa, Perbankan Internet dan Perbankan Melalui Telefon
3) Boleh mendepositkan dan mengeluarkan tanpa mengira jumlah dan pada bila-bila masa
4) Bayaran Pendahuluan
5) Tiada caj untuk bayaran terdahulu atau pengeluaran semula
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.hsbc.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
HSBC Bank Malaysia Berhad |
| Product Name: |
HomeSmart |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90% of current market value or purchase price |
| Loan Tenure: (max years / age) |
35 years / up to age 65
|
| Minimum Loan Amount: (RM) |
50000
|
| Reference Rate: (% pa) |
6.75
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
1st year: BLR - 3%
2 - 5 years: BLR - 0.20%
6 -10 years: BLR + 0.25%
11 - 15 years: BLR + 0%
16 - 20 years: BLR - 0.50%
Thereafter: BLR - 1%
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Waived |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
Monthly Service Fee: RM10.00,
Administration fees imposed by developers : Payable by the Borrower
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
Settled within 1 - 3 years: 5% of the original loan amount, Settled within 4 - 5 years: 3% of the original loan amount
|
| Early Settlement Penalty
Others: |
Admin Fee: RM1,200.00
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Compulsory |
| |
|
| Other Benefits |
| Other Benefits: |
1) Transactional Account
2) Easy Accessibility – ATM, Current Account, Internet Banking and Phone Banking
3) Flexibility to deposit and withdraw any amount any time
4) Advance Payment
5) No charges on prepayment and redrawal
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.hsbc.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
HSBC Bank Malaysia Berhad |
| Product Name: |
HomeSmart |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90% of current market value or purchase price |
| Loan Tenure: (max years / age) |
35 tahun/sehingga umur 65 tahun
|
| Minimum Loan Amount: (RM) |
50000
|
| Reference Rate: (% pa) |
6.75
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
Tahun pertama : BLR - 3%
2 - 5 tahun : BLR - 0.20%
6 - 10 tahun : BLR + 0.25%
11 - 15 tahun : BLR + 0%
16 - 20 tahun : BLR - 0.50%
Sesudah itu : BLR - 1%
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Dibayar peminjam |
| Stamp Duty on Loan
Agreement: |
Dibayar peminjam |
| Disbursement Fee: |
Dibayar peminjam |
| Processing Fee: |
Diketepikan |
| Valuation Fee: |
Dibayar peminjam |
| Other Fees & Charges: |
Fi Perkhidmatan Bulanan : RM10.00
Fi pentadbiran yang dikenakan oleh pemaju : Ditanggung oleh Peminjam
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
Settled within 1 - 3 years: 5% of the original loan amount, Settled within 4 - 5 years: 3% of the original loan amount
|
| Early Settlement Penalty
Others: |
Fi Pentadbiran : RM1,200.00Fi Pentadbiran : RM1,200.00, Sekiranya pembayaran penuh pinjaman telah dibuat tetapi hartanah tidak ditebus, tiada sebarang penalti penyelesaian awal akan dikenakan. Ia hanya dikenakan ketika penebusan hartanah
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Tidak wajib |
| Fire: |
Wajib |
| Houseowner Policy: |
Wajib |
| |
|
| Other Benefits |
| Other Benefits: |
1)Akaun Transaksi
2)Perkhidmatan yang Disediakan - ATM, Akaun Semasa, Perbankan Internet dan Perbankan Melalui Telefon
3)Boleh mendepositkan dan mengeluarkan tanpa mengira jumlah dan pada bila-bila masa
4)Bayaran Pendahuluan
5)Tiada caj untuk bayaran terdahulu atau pengeluaran semulal
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.hsbc.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
HSBC Bank Malaysia Berhad |
| Product Name: |
Homeloan |
| Zero entry / Moving Cost (ZEC) |
Yes
|
| Margin of financing: (% of property value) |
Up to 90% of the current market value or purchase price, whichever is lower |
| Loan Tenure: (max years / age) |
35 years / up to age 65
|
| Minimum Loan Amount: (RM) |
50000
|
| Reference Rate: (% pa) |
6.75
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
1 - 5 years: BLR - 0.40%
6 - 10 years: BLR + 0.25%
11 - 15 years: BLR + 0%
16 - 20 years: BLR - 0.5%
Thereafter: BLR - 1%
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Financed by Bank |
| Stamp Duty on Loan
Agreement: |
Financed by Bank |
| Disbursement Fee: |
Financed by Bank |
| Processing Fee: |
Waived |
| Valuation Fee: |
Financed by Bank |
| Other Fees & Charges: |
Processing Fee : Waived
Administration fees imposed by developers : Borne by the Borrower
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
Settled within 1 - 3 years: 5% of the original loan amount, Settled within 4 - 5 years: 3% of the original loan amount
|
| Early Settlement Penalty
Others: |
Admin Fee : RM1,200.00, If full payment of the loan is made but the property is not redeemed, the early settlement penalty will not be charged. It is chargeable only upon the property being redeemed.
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Compulsory |
| |
|
| Other Benefits |
| Other Benefits: |
1) Standard instalment facility for home purchase of either landed or non-landed property
2) A Savings/Current account to be opened to facilitate interest/instalment payments (Standing Instruction)
3) Repayment frequency - monthly or fortnightly
4) No charges on prepayment
5) Allowed to a maximum of (5) request to restructure the repayment amount during the tenure of the loan provided that the maximum overall period of repayment does not exceed 35 years or 65 years of age, whichever is earlier
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.hsbc.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
HSBC Bank Malaysia Berhad |
| Product Name: |
Homeloan |
| Zero entry / Moving Cost (ZEC) |
Yes
|
| Margin of financing: (% of property value) |
Up to 90% of the current market value or purchase price, whichever is lower |
| Loan Tenure: (max years / age) |
35 tahun/sehingga umur 65 tahun
|
| Minimum Loan Amount: (RM) |
50000
|
| Reference Rate: (% pa) |
6.75
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
Tahun pertama : BLR - 3%
2 - 5 tahun : BLR - 0.20%
6 - 10 tahun : BLR + 0.25%
11 - 15 tahun : BLR + 0%
16 - 20 tahun : BLR - 0.50%
Sesudah itu : BLR - 1%
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Dibayar bank |
| Stamp Duty on Loan
Agreement: |
Dibayar bank |
| Disbursement Fee: |
Dibayar bank |
| Processing Fee: |
Diketepikan |
| Valuation Fee: |
Dibayar bank |
| Other Fees & Charges: |
Fi Pemprosesan : Diketepikan
Fi pentadbiran yang dikenakan oleh pemaju : Ditanggung oleh Peminjam
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
Settled within 1 - 3 years: 5% of the original loan amount, Settled within 4 - 5 years: 3% of the original loan amount
|
| Early Settlement Penalty
Others: |
Fi Pentadbiran RM1,200.00, Sekiranya pembayaran penuh pinjaman telah dibuat tetapi hartanah tidak ditebus, tiada sebarang penalti penyelesaian awal akan dikenakan. Ia hanya dikenakan ketika penebusan hartanah.
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Tidak wajib |
| Fire: |
Wajib |
| Houseowner Policy: |
Wajib |
| |
|
| Other Benefits |
| Other Benefits: |
1)Kemudahan ansuran standard untuk pembelian rumah sama ada harta tanah atau bukan harta tanah
2)Akaun Simpanan/Semasa hendaklah dibuka untuk memudahkan pembayaran faedah/ansuran (Arahan Tetap)
3)Kekerapan bayaran balik - bulanan atau setiap dua minggu
4)Tiada caj untuk bayaran terdahulu
5)Maksimum (5) permintaan untuk menstrukturkan semula jumlah bayaran balik dibenarkan sewaktu tempoh pinjaman dengan syarat tempoh keseluruhan maksimum bayaran balik tidak melebihi 35 tahun atau umur 65 tahun, yang mana lebih dahulu
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.hsbc.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
HSBC Bank Malaysia Berhad |
| Product Name: |
Homeloan |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90% of current market value or purchase price |
| Loan Tenure: (max years / age) |
35 years / up to age 65
|
| Minimum Loan Amount: (RM) |
50000
|
| Reference Rate: (% pa) |
6.75
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
1 - 5 years: BLR - 0.65%
6 - 10 years: BLR + 0.25%
11 - 15 years: BLR + 0%
16 - 20 years: BLR - 0.5%
Thereafter: BLR - 1%
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Waived |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
Settled within 1 - 3 years: 5% of the original loan amount,
|
| Early Settlement Penalty
Others: |
Admin Fee : RM1,200.00, If full payment of the loan is made but the property is not redeemed, the early settlement penalty will not be charged. It is chargeable only upon the property being redeemed.
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Compulsory |
| |
|
| Other Benefits |
| Other Benefits: |
1) Standard instalment facility for home purchase of either landed or non-landed property
2) A Savings/Current account to be opened to facilitate interest/instalment payments (Standing Instruction)
3) Repayment frequency - monthly or fortnightly
4) No charges on prepayment
5) Allowed to a maximum of (5) request to restructure the repayment amount during the tenure of the loan provided that the maximum overall period of repayment does not exceed 35 years or 65 years of age, whichever is earlier
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.hsbc.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
HSBC Bank Malaysia Berhad |
| Product Name: |
Homeloan |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90% of current market value or purchase price |
| Loan Tenure: (max years / age) |
35 tahun/sehingga umur 65 tahun
|
| Minimum Loan Amount: (RM) |
50000
|
| Reference Rate: (% pa) |
6.75
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
1 - 5 tahun : BLR - 0.65%
6 - 10 tahun : BLR + 0.25%
11 - 15 tahun : BLR + 0%
16 - 20 tahun : BLR - 0.5%
Sesudah itu : BLR - 1%
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Dibayar peminjam |
| Stamp Duty on Loan
Agreement: |
Dibayar peminjam |
| Disbursement Fee: |
Dibayar peminjam |
| Processing Fee: |
Diketepikan |
| Valuation Fee: |
Dibayar peminjam |
| Other Fees & Charges: |
Fi Pemprosesan : Diketepikan
Fi pentadbiran yang dikenakan oleh pemaju : Ditanggung oleh Peminjam
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
Settled within 1 - 3 years: 5% of the original loan amount,
|
| Early Settlement Penalty
Others: |
Fi Pentadbiran : RM1,200.00, Sekiranya pembayaran penuh pinjaman telah dibuat tetapi hartanah tidak ditebus, tiada sebarang penalti penyelesaian awal akan dikenakan. Ia hanya dikenakan ketika penebusan hartanah.
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Tidak wajib |
| Fire: |
Wajib |
| Houseowner Policy: |
Wajib |
| |
|
| Other Benefits |
| Other Benefits: |
1)Kemudahan ansuran standard untuk pembelian rumah sama ada harta tanah atau bukan harta tanah
2)Akaun Simpanan/Semasa hendaklah dibuka untuk memudahkan pembayaran faedah/ansuran (Arahan Tetap)
3)Kekerapan bayaran balik - bulanan atau setiap dua minggu
4)Tiada caj untuk bayaran terdahulu
5)Maksimum (5) permintaan untuk menstrukturkan semula jumlah bayaran balik dibenarkan sewaktu tempoh pinjaman dengan syarat tempoh keseluruhan maksimum bayaran balik tidak melebihi 35 tahun atau umur 65 tahun, yang mana lebih dahulu
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.hsbc.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
HSBC Bank Malaysia Berhad |
| Product Name: |
Homeloan |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90% of current market value or purchase price |
| Loan Tenure: (max years / age) |
35 years / up to age 65
|
| Minimum Loan Amount: (RM) |
50000
|
| Reference Rate: (% pa) |
6.75
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
1st year: BLR - 3%
2 - 5 years: BLR - 0.20%
6 -10 years: BLR + 0.25%
11 - 15 years: BLR + 0%
16 - 20 years: BLR - 0.50%
Thereafter: BLR - 1%
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Waived |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
Processing Fee : Waived
Administration fees imposed by developers: Payable by the Borrower
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
Settled within 1 - 3 years: 5% of the original loan amount, Settled within 4 - 5 years: 3% of the original loan amount
|
| Early Settlement Penalty
Others: |
Admin Fee : RM1,200.00, If full payment of the loan is made but the property is not redeemed, the early settlement penalty will not be charged. It is chargeable only upon the property being redeemed.
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Compulsory |
| |
|
| Other Benefits |
| Other Benefits: |
1) Standard instalment facility for home purchase of either landed or non-landed property
2) A Savings/Current account to be opened to facilitate interest/instalment payments (Standing Instruction)
3) Repayment frequency - monthly or fortnightly
4) No charges on prepayment
5) Allowed to a maximum of (5) request to restructure the repayment amount during the tenure of the loan provided that the maximum overall period of repayment does not exceed 35 years or 65 years of age, whichever is earlier
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.hsbc.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
HSBC Bank Malaysia Berhad |
| Product Name: |
Homeloan |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90% of current market value or purchase price |
| Loan Tenure: (max years / age) |
35 tahun/sehingga umur 65 tahun
|
| Minimum Loan Amount: (RM) |
50000
|
| Reference Rate: (% pa) |
6.75
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
Tahun pertama : BLR - 3%
2 - 5 tahun : BLR - 0.20%
6 - 10 tahun : BLR + 0.25%
11 - 15 tahun : BLR + 0%
16 - 20 tahun : BLR - 0.50%
Sesudah itu : BLR - 1%<br />
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Dibayar peminjam |
| Stamp Duty on Loan
Agreement: |
Dibayar peminjam |
| Disbursement Fee: |
Dibayar peminjam |
| Processing Fee: |
Diketepikan |
| Valuation Fee: |
Dibayar peminjam |
| Other Fees & Charges: |
Fi Pemprosesan : Diketepikan
Fi pentadbiran yang dikenakan oleh pemaju : Ditanggung oleh Peminjam
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
Settled within 1 - 3 years: 5% of the original loan amount, Settled within 4 - 5 years: 3% of the original loan amount
|
| Early Settlement Penalty
Others: |
Fi Pentadbiran : RM1,200.00, Sekiranya pembayaran penuh pinjaman telah dibuat tetapi hartanah tidak ditebus, tiada sebarang penalti penyelesaian awal akan dikenakan. Ia hanya dikenakan ketika penebusan hartanah.
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Tidak wajib |
| Fire: |
Wajib |
| Houseowner Policy: |
Wajib |
| |
|
| Other Benefits |
| Other Benefits: |
1)Kemudahan ansuran standard untuk pembelian rumah sama ada harta tanah atau bukan harta tanah
2)Akaun Simpanan/Semasa hendaklah dibuka untuk memudahkan pembayaran faedah/ansuran (Arahan Tetap)
3)Kekerapan bayaran balik – bulanan atau setiap dua minggu
4)Tiada caj untuk bayaran terdahulu
5)Maksimum (5) permintaan untuk menstrukturkan semula jumlah bayaran balik dibenarkan sewaktu tempoh pinjaman dengan syarat tempoh keseluruhan maksimum bayaran balik tidak melebihi 35 tahun atau umur 65 tahun, yang mana lebih dahulu <br />
yment
5) Allowed to a maximum of (5) request to restructure the repayment amount during the tenure of the loan provided that the maximum overall period of repayment does not exceed 35 years or 65 years of age, whichever is earlier
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.hsbc.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
J.P. Morgan Chase Bank Berhad |
| Product Name: |
Mortgage Loan-Package A |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90 |
| Loan Tenure: (max years / age) |
25 years/ upto 55 years old whichever is earlier
|
| Minimum Loan Amount: (RM) |
0
|
| Reference Rate: (% pa) |
6.25
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
1st Year: 1.5%
2nd Year: BLR - 1%
3rd Year onwards : BLR + 0.5%
|
| Interest Calculation: |
Monthly Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Waived |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
N/A
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
N/A
|
| Early Settlement Penalty
% of Loan Amount: |
N/A
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
Allow flexible partial prepayment
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
-
|
| |
|
|
|
|
| |
| Banking Institution: |
J.P. Morgan Chase Bank Berhad |
| Product Name: |
Pinjaman Perumahan-Tawaran A |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90 |
| Loan Tenure: (max years / age) |
25 Tahun / sehingga umur 55, mana2 yang lebih awal
|
| Minimum Loan Amount: (RM) |
0
|
| Reference Rate: (% pa) |
6.25
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
Tahun Pertama : 2.5%
Tahun Kedua : BLR - 1%
Tahun Ketiga dan seterusnya : BLR + 0.2%
|
| Interest Calculation: |
Monthly Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Dibayar peminjam |
| Stamp Duty on Loan
Agreement: |
Dibayar peminjam |
| Disbursement Fee: |
Dibayar peminjam |
| Processing Fee: |
Diketepikan |
| Valuation Fee: |
Dibayar peminjam |
| Other Fees & Charges: |
N/A
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
N/A
|
| Early Settlement Penalty
% of Loan Amount: |
N/A
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Tidak wajib |
| Fire: |
Wajib |
| Houseowner Policy: |
Tidak wajib |
| |
|
| Other Benefits |
| Other Benefits: |
Kelonggaran membayar balik pinjaman awal dari tarikh matang
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
-
|
| |
|
|
|
|
| |
| Banking Institution: |
J.P. Morgan Chase Bank Berhad |
| Product Name: |
Mortgage Loan-Package B |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90 |
| Loan Tenure: (max years / age) |
25 years / up to age 55 years old
|
| Minimum Loan Amount: (RM) |
0
|
| Reference Rate: (% pa) |
6.25
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
1st year: 1.5%
2nd year: BLR - 1.0%
3rd year onwards: BLR + 0.2%
|
| Interest Calculation: |
Monthly Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Waived |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
N/A
|
| Early Settlement Penalty
% of Loan Amount: |
N/A
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
Allow flexible partial prepayment
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
-
|
| |
|
|
|
|
| |
| Banking Institution: |
J.P. Morgan Chase Bank Berhad |
| Product Name: |
Pinjaman Perumahan-Tawaran B |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90 |
| Loan Tenure: (max years / age) |
25 Tahun / sehingga umur 55, mana2 yang lebih awal
|
| Minimum Loan Amount: (RM) |
0
|
| Reference Rate: (% pa) |
6.25
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
Tahun pertama: 1.5%
Tahun Kedua : BLR - 1.0%
Tahun Ketiga dan seterus nya: BLR + 0.5%
|
| Interest Calculation: |
Monthly Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Dibayar peminjam |
| Stamp Duty on Loan
Agreement: |
Dibayar peminjam |
| Disbursement Fee: |
Dibayar peminjam |
| Processing Fee: |
Diketepikan |
| Valuation Fee: |
Dibayar peminjam |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
N/A
|
| Early Settlement Penalty
% of Loan Amount: |
N/A
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Tidak wajib |
| Fire: |
Wajib |
| Houseowner Policy: |
Tidak wajib |
| |
|
| Other Benefits |
| Other Benefits: |
Kelonggaran dalam melangsaikan pinjaman awal dari tarikh matang
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
-
|
| |
|
|
|
|
| |
| Banking Institution: |
Bank of Tokyo-Mitsubishi UFJ (Malaysia) Berhad |
| Product Name: |
Housing Loan |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90 pinjaman tanpa MRTA, 95 pinjaman dengan MRTA |
| Loan Tenure: (max years / age) |
35 years / up to age 55
|
| Minimum Loan Amount: (RM) |
30000
|
| Reference Rate: (% pa) |
-
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
1st Year : 3.00 p.a
2nd Years : BLR - 1.00 p.a
3rd Years Onwards : BLR + 0.20 p.a
|
| Interest Calculation: |
Monthly Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Waived |
| Processing Fee: |
Waived |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
-
|
| Early Settlement Penalty
% of Loan Amount: |
-
|
| Early Settlement Penalty
Others: |
Payable of 1 month interest fee for early settlement penalty
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Compulsory |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
-
|
| |
|
|
|
|
| |
| Banking Institution: |
United Overseas Bank (Malaysia) Berhad |
| Product Name: |
Flexi-Mortgage |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
Up to 90% + 5% (For MRTA/Legal fees financing) |
| Loan Tenure: (max years / age) |
Up to 40 years or 70 years of age
|
| Minimum Loan Amount: (RM) |
200000
|
| Reference Rate: (% pa) |
6.30
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
Whole tenure @ BLR - 1.80%
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
same as housing loan interest rates
|
Overdraft Ratio :
(Term Loan : OD) |
30:70
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Waived |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
2% or minimum RM5K, whichever is higher.
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.uob.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
United Overseas Bank (Malaysia) Berhad |
| Product Name: |
Intelligent Home Loan |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
Up to 90% + 5% (For MRTA/Legal fees financing) |
| Loan Tenure: (max years / age) |
Up to 40 years or 70 years of age
|
| Minimum Loan Amount: (RM) |
100000
|
| Reference Rate: (% pa) |
6.30
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
Whole tenure @ BLR - 1.80%
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BLR - 0.75%
|
Overdraft Ratio :
(Term Loan : OD) |
50:50
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Waived |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
2% or minimum RM5K, whichever is higher.
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.uob.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
HSBC Bank Malaysia Berhad |
| Product Name: |
|
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
Up to 90% |
| Loan Tenure: (max years / age) |
-
|
| Minimum Loan Amount: (RM) |
0
|
| Reference Rate: (% pa) |
6.75
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
6.85
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
|
| Stamp Duty on Loan
Agreement: |
|
| Disbursement Fee: |
|
| Processing Fee: |
|
| Valuation Fee: |
|
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
N/A
|
| Early Settlement Penalty
% of Loan Amount: |
N/A
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
|
| Fire: |
|
| Houseowner Policy: |
|
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
-
|
| |
|
|
|
|
| |
| Banking Institution: |
RHB Bank Berhad |
| Product Name: |
RHB My1 Revolving Home Loan |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
80% (70% for 3rd house) |
| Loan Tenure: (max years / age) |
40/65
|
| Minimum Loan Amount: (RM) |
350000
|
| Reference Rate: (% pa) |
6.30
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
Loan Amount: RM350,000 - RM1 million
BLR - 1.60%
Loan Amount: Above RM1 million
BLR - 1.70%
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BLR + 0.18%
|
Overdraft Ratio :
(Term Loan : OD) |
50:50
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Payable by borrower upfront |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
Processing fee of RM200 is payable upon acceptance of Letter of Offer
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
3
|
| Early Settlement Penalty
% of Loan Amount: |
3% within first 3 years on the loan amount approved or RM5K whichever is higher
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Compulsory |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.rhb.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
CIMB Bank Berhad |
| Product Name: |
Home Loan to Foreigners (HomeLoan) |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
70% (with or without GMTA) |
| Loan Tenure: (max years / age) |
30 years or up to 65 years of age
|
| Minimum Loan Amount: (RM) |
100000
|
| Reference Rate: (% pa) |
5.55
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
| HomeLoan |
Completed Properties |
Under Construction |
| HomeLoan Up To RM 300K |
Without GMTA |
BLR-1.95% |
Without GMTA |
BLR-1.85% |
| With GMTA or MOF ≤75% |
BLR-2.05% |
With GMTA or MOF ≤75% |
BLR-1.95% |
| With GMTA and MOF ≤75% |
With GMTA and MOF ≤75% |
| HomeLoan > RM 300K to RM500K or CES |
Without GMTA |
BLR-2.05% |
Without GMTA |
BLR-1.95% |
| With GMTA or MOF ≤75% |
BLR-2.15% |
With GMTA or MOF ≤75% |
BLR-2.05% |
| With GMTA and MOF ≤75% |
With GMTA and MOF ≤75% |
| HomeLoan above RM500K or CIMB Club |
Without GMTA |
BLR-2.15% |
Without GMTA |
BLR-2.05% |
| With GMTA or MOF ≤75% |
BLR-2.25% |
With GMTA or MOF ≤75% |
BLR-2.15% |
| With GMTA and MOF ≤75% |
With GMTA and MOF ≤75% |
| Overdraft Interest Rate |
BLR+ 0.60% |
|
BLR+ 0.60% |
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Payable by borrower upfront |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3%
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.cimb.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
CIMB Bank Berhad |
| Product Name: |
Home Loan to Foreigners (HomeFlexi) |
| Zero entry / Moving Cost (ZEC) |
Yes
|
| Margin of financing: (% of property value) |
70% (with or without GMTA) |
| Loan Tenure: (max years / age) |
30 years or up to 65 years of age
|
| Minimum Loan Amount: (RM) |
100000
|
| Reference Rate: (% pa) |
5.55
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
| HomeFlexi |
Completed Properties |
Under Construction |
| HomeFlexi Up To RM 300K |
Without GMTA |
BLR-1.75% |
Without GMTA |
BLR-1.65% |
| With GMTA or MOF ≤75% |
BLR-1.85% |
With GMTA or MOF ≤75% |
BLR-1.75% |
| With GMTA and MOF ≤75% |
With GMTA and MOF ≤75% |
| HomeFlexi > RM 300K to RM500K or CES |
Without GMTA |
BLR-1.85% |
Without GMTA |
BLR-1.75% |
| With GMTA or MOF ≤75% |
BLR-1.95% |
With GMTA or MOF ≤75% |
BLR-1.85% |
| With GMTA and MOF ≤75% |
With GMTA and MOF ≤75% |
| HomeFlexi above RM500K or CIMB Club |
Without GMTA |
BLR-1.95% |
Without GMTA |
BLR-1.85% |
| With GMTA or MOF ≤75% |
BLR-2.05% |
With GMTA or MOF ≤75% |
BLR-1.95% |
| With GMTA and MOF ≤75% |
With GMTA and MOF ≤75% |
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Financed by Bank |
| Stamp Duty on Loan
Agreement: |
Financed by Bank |
| Disbursement Fee: |
Financed by Bank |
| Processing Fee: |
Waived |
| Valuation Fee: |
Financed by Bank |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3%
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.cimb.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
CIMB Bank Berhad |
| Product Name: |
Home Loan to Foreigners (HomeFlexi) |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
70% (with or without GMTA) |
| Loan Tenure: (max years / age) |
30 years or up to 65 years of age
|
| Minimum Loan Amount: (RM) |
100000
|
| Reference Rate: (% pa) |
5.55
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
| HomeFlexi |
Completed Properties |
Under Construction |
| HomeFlexi Up To RM 300K |
Without GMTA |
BLR-1.95% |
Without GMTA |
BLR-1.85% |
| With GMTA or MOF ≤75% |
BLR-2.05% |
With GMTA or MOF ≤75% |
BLR-1.95% |
| With GMTA and MOF ≤75% |
With GMTA and MOF ≤75% |
| HomeFlexi > RM 300K to RM500K or CES |
Without GMTA |
BLR-2.05% |
Without GMTA |
BLR-1.95% |
| With GMTA or MOF ≤75% |
BLR-2.15% |
With GMTA or MOF ≤75% |
BLR-2.05% |
| With GMTA and MOF ≤75% |
With GMTA and MOF ≤75% |
| HomeFlexi above RM500K or CIMB Club |
Without GMTA |
BLR-2.15% |
Without GMTA |
BLR-2.05% |
| With GMTA or MOF ≤75% |
BLR-2.25% |
With GMTA or MOF ≤75% |
BLR-2.15% |
| With GMTA and MOF ≤75% |
With GMTA and MOF ≤75% |
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Financed by Bank |
| Stamp Duty on Loan
Agreement: |
Financed by Bank |
| Disbursement Fee: |
Financed by Bank |
| Processing Fee: |
Waived |
| Valuation Fee: |
Financed by Bank |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.cimbbank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
CIMB Bank Berhad |
| Product Name: |
|
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
70% (with or without GMTA) |
| Loan Tenure: (max years / age) |
-
|
| Minimum Loan Amount: (RM) |
100000
|
| Reference Rate: (% pa) |
5.55
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
|
| Stamp Duty on Loan
Agreement: |
|
| Disbursement Fee: |
|
| Processing Fee: |
|
| Valuation Fee: |
|
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
|
| Fire: |
|
| Houseowner Policy: |
|
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.cimbbank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
CIMB Bank Berhad |
| Product Name: |
Low Initial |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90%+5% (GMTA/Legal/Valuation or RM30K whichever is lower) |
| Loan Tenure: (max years / age) |
30 years or up to 65 years of age
|
| Minimum Loan Amount: (RM) |
15000
|
| Reference Rate: (% pa) |
5.55
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
HomeLoan up to RM RM300K
With MRTA or MOA ≤ 75% |
BLR - 1.95%
BLR - 2.05% |
| CES/Loan Above RM300K |
BLR - 2.15% |
| CIMB Club/ Loan Above RM500K |
BLR - 2.25% |
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Payable by borrower upfront |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
7
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
Applicant must earn a basic salary of at least RM2,000 per month.
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.cimbbank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
CIMB Bank Berhad |
| Product Name: |
|
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90%+5% (GMTA/Legal/Valuation or RM30K whichever is lower) |
| Loan Tenure: (max years / age) |
-
|
| Minimum Loan Amount: (RM) |
15000
|
| Reference Rate: (% pa) |
5.55
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
|
| Stamp Duty on Loan
Agreement: |
|
| Disbursement Fee: |
|
| Processing Fee: |
|
| Valuation Fee: |
|
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
7
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
|
| Fire: |
|
| Houseowner Policy: |
|
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.cimbbank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
CIMB Bank Berhad |
| Product Name: |
Pay Half |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
80% + 5% (GMTA/ Legal/ Valuation or RM30K, whichever is lower) |
| Loan Tenure: (max years / age) |
30 years or up to age 65 years, whichever is earlier
|
| Minimum Loan Amount: (RM) |
150000
|
| Reference Rate: (% pa) |
5.55
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
HomeLoan up to RM RM300K
With MRTA or MOA ≤ 75% |
BLR - 1.95%
BLR - 2.05% |
| CES/Loan Above RM300K |
BLR - 2.15% |
| CIMB Club/ Loan Above RM500K |
BLR - 2.25% |
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Waived |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
7
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
Applicant must earn a basic salary of at least RM5,000 per month.
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.cimbbank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
CIMB Bank Berhad |
| Product Name: |
|
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
80% + 5% (GMTA/ Legal/ Valuation or RM30K, whichever is lower) |
| Loan Tenure: (max years / age) |
-
|
| Minimum Loan Amount: (RM) |
150000
|
| Reference Rate: (% pa) |
5.55
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
|
| Stamp Duty on Loan
Agreement: |
|
| Disbursement Fee: |
|
| Processing Fee: |
|
| Valuation Fee: |
|
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
7
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
|
| Fire: |
|
| Houseowner Policy: |
|
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.cimbbank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
AmBank (M) Berhad |
| Product Name: |
Non-Zero Entry Cost HomeLoan & HomeLink Package (Package 2A) |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90% of the SPA price or 95% inclusive of MRTA |
| Loan Tenure: (max years / age) |
30 years / up to age 65
|
| Minimum Loan Amount: (RM) |
500000
|
| Reference Rate: (% pa) |
6.30
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
BLR - 1.85%
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BLR-0.50%
|
Overdraft Ratio :
(Term Loan : OD) |
50:50
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Payable by borrower upfront |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3%
|
| Early Settlement Penalty
Others: |
or subject to a minimum prepayment fee of RM5,000.00 (loan amount < RM1 mil) or RM10,000.00 (loan amount =/> RM1 mil) whichever is higher.
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.ambankgroup.com
|
| |
|
|
|
|
| |
| Banking Institution: |
AmBank (M) Berhad |
| Product Name: |
|
| Zero entry / Moving Cost (ZEC) |
Yes
|
| Margin of financing: (% of property value) |
90% of the SPA price or 95% inclusive of MRTA |
| Loan Tenure: (max years / age) |
-
|
| Minimum Loan Amount: (RM) |
75000
|
| Reference Rate: (% pa) |
6.30
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
|
| Stamp Duty on Loan
Agreement: |
|
| Disbursement Fee: |
|
| Processing Fee: |
|
| Valuation Fee: |
|
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3%
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
|
| Fire: |
|
| Houseowner Policy: |
|
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.ambg.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
AmBank (M) Berhad |
| Product Name: |
Non-Zero Entry Cost HomeLoan & HomeLink Package (Package 1F) |
| Zero entry / Moving Cost (ZEC) |
Yes
|
| Margin of financing: (% of property value) |
90% of the SPA price or 95% inclusive of MRTA |
| Loan Tenure: (max years / age) |
30 years / up to age 65
|
| Minimum Loan Amount: (RM) |
75000
|
| Reference Rate: (% pa) |
6.30
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
BLR + 0.00%
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BLR-0.50%
|
Overdraft Ratio :
(Term Loan : OD) |
50:50
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Payable by borrower upfront |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3%
|
| Early Settlement Penalty
Others: |
or subject to a minimum prepayment fee of RM5,000.00 (loan amount < RM1 mil) or RM10,000.00 (loan amount =/> RM1 mil) whichever is higher.
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Compulsory |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.ambg.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
AmBank (M) Berhad |
| Product Name: |
|
| Zero entry / Moving Cost (ZEC) |
Yes
|
| Margin of financing: (% of property value) |
90% of the SPA price or 95% inclusive of MRTA |
| Loan Tenure: (max years / age) |
-
|
| Minimum Loan Amount: (RM) |
75000
|
| Reference Rate: (% pa) |
6.30
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
|
| Stamp Duty on Loan
Agreement: |
|
| Disbursement Fee: |
|
| Processing Fee: |
|
| Valuation Fee: |
|
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3%
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
|
| Fire: |
|
| Houseowner Policy: |
|
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.ambg.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
AmBank (M) Berhad |
| Product Name: |
Non-Zero Entry Cost HomeLoan & HomeLink Package (Package 2Ci) |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90% of the SPA price or 95% inclusive of MRTA |
| Loan Tenure: (max years / age) |
30 years / up to age 65
|
| Minimum Loan Amount: (RM) |
150000
|
| Reference Rate: (% pa) |
6.30
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
BLR - 1.70%
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BLR-0.50%
|
Overdraft Ratio :
(Term Loan : OD) |
50:50
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Payable by borrower upfront |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3%
|
| Early Settlement Penalty
Others: |
or subject to a minimum prepayment fee of RM5,000.00 (loan amount < RM1 mil) or RM10,000.00 (loan amount =/> RM1 mil) whichever is higher.
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
ww.ambankgroup.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
AmBank (M) Berhad |
| Product Name: |
|
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90% of the SPA price or 95% inclusive of MRTA |
| Loan Tenure: (max years / age) |
-
|
| Minimum Loan Amount: (RM) |
150000
|
| Reference Rate: (% pa) |
6.30
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
|
| Stamp Duty on Loan
Agreement: |
|
| Disbursement Fee: |
|
| Processing Fee: |
|
| Valuation Fee: |
|
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3%
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
|
| Fire: |
|
| Houseowner Policy: |
|
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
ww.ambankgroup.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
AmBank (M) Berhad |
| Product Name: |
|
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90% of the SPA price or 95% inclusive of MRTA |
| Loan Tenure: (max years / age) |
-
|
| Minimum Loan Amount: (RM) |
100000
|
| Reference Rate: (% pa) |
6.30
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
|
| Stamp Duty on Loan
Agreement: |
|
| Disbursement Fee: |
|
| Processing Fee: |
|
| Valuation Fee: |
|
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3%
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
|
| Fire: |
|
| Houseowner Policy: |
|
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.ambankgroup.com
|
| |
|
|
|
|
| |
| Banking Institution: |
AmBank (M) Berhad |
| Product Name: |
|
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90% of the SPA price or 95% inclusive of MRTA |
| Loan Tenure: (max years / age) |
-
|
| Minimum Loan Amount: (RM) |
100000
|
| Reference Rate: (% pa) |
6.30
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
|
| Stamp Duty on Loan
Agreement: |
|
| Disbursement Fee: |
|
| Processing Fee: |
|
| Valuation Fee: |
|
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3%
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
|
| Fire: |
|
| Houseowner Policy: |
|
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.ambankgroup.com
|
| |
|
|
|
|
| |
| Banking Institution: |
AmBank (M) Berhad |
| Product Name: |
|
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90% of the SPA price or 95% inclusive of MRTA |
| Loan Tenure: (max years / age) |
-
|
| Minimum Loan Amount: (RM) |
50000
|
| Reference Rate: (% pa) |
5.80
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
|
| Stamp Duty on Loan
Agreement: |
|
| Disbursement Fee: |
|
| Processing Fee: |
|
| Valuation Fee: |
|
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3%
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
|
| Fire: |
|
| Houseowner Policy: |
|
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.ambankgroup.com
|
| |
|
|
|
|
| |
| Banking Institution: |
AmBank (M) Berhad |
| Product Name: |
Non-Zero Entry Cost HomeLoan & HomeLink Package (Package 1D) |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90% of the SPA price or 95% inclusive of MRTA |
| Loan Tenure: (max years / age) |
30 years / up to age 65
|
| Minimum Loan Amount: (RM) |
50000
|
| Reference Rate: (% pa) |
5.80
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
BLR - 1.40%
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BLR-0.50%
|
Overdraft Ratio :
(Term Loan : OD) |
50:50
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Payable by borrower upfront |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3%
|
| Early Settlement Penalty
Others: |
or subject to a minimum prepayment fee of RM5,000.00 (loan amount < RM1 mil) or RM10,000.00 (loan amount =/> RM1 mil) whichever is higher.
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Compulsory |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.ambankgroup.com
|
| |
|
|
|
|
| |
| Banking Institution: |
AmBank (M) Berhad |
| Product Name: |
Non-Zero Entry Cost HomeLoan & HomeLink Package (Package 1F) |
| Zero entry / Moving Cost (ZEC) |
Yes
|
| Margin of financing: (% of property value) |
90% of the SPA price or 95% inclusive of MRTA |
| Loan Tenure: (max years / age) |
30 years / up to age 65
|
| Minimum Loan Amount: (RM) |
75000
|
| Reference Rate: (% pa) |
5.55
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
BLR + 0.00%
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BLR-0.50%
|
Overdraft Ratio :
(Term Loan : OD) |
50:50
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Payable by borrower upfront |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3%
|
| Early Settlement Penalty
Others: |
or subject to a minimum prepayment fee of RM5,000.00 (loan amount < RM1 mil) or RM10,000.00 (loan amount =/> RM1 mil) whichever is higher.
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Compulsory |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.ambg.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
CIMB Bank Berhad |
| Product Name: |
Non-Zero Entry Cost HomeLoan & HomeLink Package (Package 2Ci) |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90% + 5% (GMTA/ Legal/ Valuation GMTA) |
| Loan Tenure: (max years / age) |
30 years / up to age 65
|
| Minimum Loan Amount: (RM) |
15000
|
| Reference Rate: (% pa) |
5.55
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
BLR - 1.70%
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BLR-0.50%
|
Overdraft Ratio :
(Term Loan : OD) |
50:50
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Payable by borrower upfront |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
No lock in period
|
| Early Settlement Penalty
% of Loan Amount: |
-
|
| Early Settlement Penalty
Others: |
or subject to a minimum prepayment fee of RM5,000.00 (loan amount < RM1 mil) or RM10,000.00 (loan amount =/> RM1 mil) whichever is higher.
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.cimbbank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
CIMB Bank Berhad |
| Product Name: |
|
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90% + 5% (GMTA/ Legal/ Valuation GMTA) |
| Loan Tenure: (max years / age) |
-
|
| Minimum Loan Amount: (RM) |
15000
|
| Reference Rate: (% pa) |
5.55
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
|
| Stamp Duty on Loan
Agreement: |
|
| Disbursement Fee: |
|
| Processing Fee: |
|
| Valuation Fee: |
|
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
No lock in period
|
| Early Settlement Penalty
% of Loan Amount: |
-
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
|
| Fire: |
|
| Houseowner Policy: |
|
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.cimbbank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
CIMB Bank Berhad |
| Product Name: |
|
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90% + 5% (GMTA/ Legal/ Valuation GMTA) |
| Loan Tenure: (max years / age) |
-
|
| Minimum Loan Amount: (RM) |
15000
|
| Reference Rate: (% pa) |
5.55
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
|
| Stamp Duty on Loan
Agreement: |
|
| Disbursement Fee: |
|
| Processing Fee: |
|
| Valuation Fee: |
|
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
No lock in period
|
| Early Settlement Penalty
% of Loan Amount: |
-
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
|
| Fire: |
|
| Houseowner Policy: |
|
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.cimbbank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
CIMB Bank Berhad |
| Product Name: |
Invest |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90% + 5% (GMTA/ Legal/ Valuation GMTA) |
| Loan Tenure: (max years / age) |
30 years or up to age 65 years whichever is earlier
|
| Minimum Loan Amount: (RM) |
15000
|
| Reference Rate: (% pa) |
5.55
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
| Loan up to RM300K |
BLR - 1.20% |
| Loan > RM300 - RM500K |
BLR - 1.40% |
| Loan above RM500K |
BLR - 1.60% |
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Financed by Bank |
| Stamp Duty on Loan
Agreement: |
Financed by Bank |
| Disbursement Fee: |
Financed by Bank |
| Processing Fee: |
Waived |
| Valuation Fee: |
Financed by Bank |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
No lock in period
|
| Early Settlement Penalty
% of Loan Amount: |
-
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
No lock in period
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.cimbbank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
RHB Bank Berhad |
| Product Name: |
RHB My1 Flexi Home Loan |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90% (70% for 3rd house) |
| Loan Tenure: (max years / age) |
40/65
|
| Minimum Loan Amount: (RM) |
100000
|
| Reference Rate: (% pa) |
6.30
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
Loan amount: RM100,00 - RM200,000
With MRTA: BLR – 1.60%
Without MRTA: BLR - 1.50%
Loan Amount: Above RM200,000 – RM500,000
With MRTA: BLR – 1.70%
Without MRTA: BLR - 1.60%
Loan Amount: Above RM500,000
With MRTA: BLR – 1.80%
Without MRTA: BLR - 1.70%
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
Loan Amount RM100K - RM 250K:BLR + 0.38%. Loan Amount Above RM250K:BLR + 0.18%
|
Overdraft Ratio :
(Term Loan : OD) |
50:50
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Waived |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
Redraw fee of RM50.00 pertransaction (to be debited from Loan Account)
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
3
|
| Early Settlement Penalty
% of Loan Amount: |
3.00% within first 3 years on loan amount approved or RM5,000 whichever is higher
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.rhb.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
Affin Bank Berhad |
| Product Name: |
Affin Home Assist Plus |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90 |
| Loan Tenure: (max years / age) |
35 years / up to age 65
|
| Minimum Loan Amount: (RM) |
0
|
| Reference Rate: (% pa) |
6.60
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
up to BLR -1.60%
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Financed by Bank |
| Stamp Duty on Loan
Agreement: |
Financed by Bank |
| Disbursement Fee: |
Financed by Bank |
| Processing Fee: |
Waived |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
1st 3 years: 5%, 4th & 5th years: 3%
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Compulsory |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.affinbank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
Affin Bank Berhad |
| Product Name: |
Affin Home Assist Plus |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90 |
| Loan Tenure: (max years / age) |
35 years / up to age 65
|
| Minimum Loan Amount: (RM) |
0
|
| Reference Rate: (% pa) |
6.60
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
up to BLR -1.60%
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Dibayar bank |
| Stamp Duty on Loan
Agreement: |
Dibayar bank |
| Disbursement Fee: |
Dibayar bank |
| Processing Fee: |
Diketepikan |
| Valuation Fee: |
Dibayar peminjam |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
1st 3 years: 5%, 4th & 5th years: 3%
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Tidak wajib |
| Fire: |
Wajib |
| Houseowner Policy: |
Wajib |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.affinbank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
Bank Muamalat Malaysia Berhad |
| Product Name: |
|
| Zero entry / Moving Cost (ZEC) |
Yes
|
| Margin of financing: (% of property value) |
95% For Landed & 90% For Non-Landed |
| Loan Tenure: (max years / age) |
-
|
| Minimum Loan Amount: (RM) |
20000
|
| Reference Rate: (% pa) |
1.00
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
-1.35
|
| Interest Calculation: |
Monthly Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
|
| Stamp Duty on Loan
Agreement: |
|
| Disbursement Fee: |
|
| Processing Fee: |
|
| Valuation Fee: |
|
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
BFR - 2.5%
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
|
| Fire: |
|
| Houseowner Policy: |
|
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.muamalat.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
Bank Muamalat Malaysia Berhad |
| Product Name: |
Muamalat Home Financing-i |
| Zero entry / Moving Cost (ZEC) |
Yes
|
| Margin of financing: (% of property value) |
95% For Landed & 90% For Non-Landed |
| Loan Tenure: (max years / age) |
35 Years / 65 Years Old
|
| Minimum Loan Amount: (RM) |
20000
|
| Reference Rate: (% pa) |
1.00
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
-1.35
|
| Interest Calculation: |
Monthly Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BFR + 0.75% Flat Rate
|
Overdraft Ratio :
(Term Loan : OD) |
200000 or 50% of approved loan amount whichever is lower
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Financed by Bank |
| Stamp Duty on Loan
Agreement: |
Financed by Bank |
| Disbursement Fee: |
Financed by Bank |
| Processing Fee: |
Waived |
| Valuation Fee: |
Financed by Bank |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
BFR - 2.5%
|
| Early Settlement Penalty
Others: |
1. ZEC Prevailing BFR x Original Principal Amount, 2.Non ZEC Prevaling BFR-2.5% x Original Principal Financing Amount
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Compulsory |
| Fire: |
Optional |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.muamalat.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
Bank Muamalat Malaysia Berhad |
| Product Name: |
Muamalat Pembiayaan Rumah-i |
| Zero entry / Moving Cost (ZEC) |
Yes
|
| Margin of financing: (% of property value) |
95% For Landed & 90% For Non-Landed |
| Loan Tenure: (max years / age) |
35 Years / 65 Years Old
|
| Minimum Loan Amount: (RM) |
20000
|
| Reference Rate: (% pa) |
1.00
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
-1.35
|
| Interest Calculation: |
Monthly Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BFR + 0.75% Flat Rate
|
Overdraft Ratio :
(Term Loan : OD) |
200000 or 50% of approved loan amount whichever is lower
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Dibayar bank |
| Stamp Duty on Loan
Agreement: |
Dibayar bank |
| Disbursement Fee: |
Dibayar bank |
| Processing Fee: |
Diketepikan |
| Valuation Fee: |
Dibayar bank |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
BFR - 2.5%
|
| Early Settlement Penalty
Others: |
1. ZEC Prevailing BFR x Original Principal Amount, 2.Non ZEC Prevaling BFR-2.5% x Original Principal Financing Amount
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Wajib |
| Fire: |
Tidak wajib |
| Houseowner Policy: |
Tidak wajib |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.muamalat.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
Bank Muamalat Malaysia Berhad |
| Product Name: |
Muamalat Home Financing-i |
| Zero entry / Moving Cost (ZEC) |
Yes
|
| Margin of financing: (% of property value) |
95% For Landed & 90% For Non-Landed |
| Loan Tenure: (max years / age) |
35 Years / 65 Years Old
|
| Minimum Loan Amount: (RM) |
20000
|
| Reference Rate: (% pa) |
1.00
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
-1.35
|
| Interest Calculation: |
Monthly Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BFR + 0.75% Flat Rate
|
Overdraft Ratio :
(Term Loan : OD) |
200000 or 50% of approved loan amount whichever is lower
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Dibayar bank |
| Stamp Duty on Loan
Agreement: |
Dibayar bank |
| Disbursement Fee: |
Dibayar bank |
| Processing Fee: |
Diketepikan |
| Valuation Fee: |
Dibayar bank |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
BFR - 2.5%
|
| Early Settlement Penalty
Others: |
1. ZEC Prevailing BFR x Original Principal Amount, 2.Non ZEC Prevaling BFR-2.5% x Original Principal Financing Amount
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Wajib |
| Fire: |
Tidak wajib |
| Houseowner Policy: |
Tidak wajib |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.muamalat.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
Bank Muamalat Malaysia Berhad |
| Product Name: |
|
| Zero entry / Moving Cost (ZEC) |
Yes
|
| Margin of financing: (% of property value) |
95% For Landed & 90% For Non-Landed |
| Loan Tenure: (max years / age) |
-
|
| Minimum Loan Amount: (RM) |
20000
|
| Reference Rate: (% pa) |
1.00
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
-1.35
|
| Interest Calculation: |
Monthly Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
|
| Stamp Duty on Loan
Agreement: |
|
| Disbursement Fee: |
|
| Processing Fee: |
|
| Valuation Fee: |
|
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
BFR - 2.5%
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
|
| Fire: |
|
| Houseowner Policy: |
|
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.muamalat.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
Bank Muamalat Malaysia Berhad |
| Product Name: |
Muamalat Home Financing-i |
| Zero entry / Moving Cost (ZEC) |
Yes
|
| Margin of financing: (% of property value) |
95% For Landed & 90% For Non-Landed |
| Loan Tenure: (max years / age) |
35 Years / 65 Years Old
|
| Minimum Loan Amount: (RM) |
20000
|
| Reference Rate: (% pa) |
1.00
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
-1.35
|
| Interest Calculation: |
Monthly Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BFR + 0.75% Flat Rate
|
Overdraft Ratio :
(Term Loan : OD) |
200000 or 50% of approved loan amount whichever is lower
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Financed by Bank |
| Stamp Duty on Loan
Agreement: |
Financed by Bank |
| Disbursement Fee: |
Financed by Bank |
| Processing Fee: |
Waived |
| Valuation Fee: |
Financed by Bank |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
BFR - 2.5%
|
| Early Settlement Penalty
Others: |
1. ZEC Prevailing BFR x Original Principal Amount, 2.Non ZEC Prevaling BFR-2.5% x Original Principal Financing Amount
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Compulsory |
| Fire: |
Optional |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.muamalat.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
Alliance Bank Malaysia Berhad |
| Product Name: |
i-Wish |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
95 |
| Loan Tenure: (max years / age) |
30 years / age 70 years old
|
| Minimum Loan Amount: (RM) |
100000
|
| Reference Rate: (% pa) |
6.60
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
Up to BLR - 2.4% *Terms and conditions apply.
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
Profit rate capped at 0.05% p.a.
|
Overdraft Ratio :
(Term Loan : OD) |
50:50
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Waived |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
3 years
|
| Early Settlement Penalty
% of Loan Amount: |
3%
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
No
|
| Start Date: |
16-05-2011
|
| End Date: |
31-12-2011
|
| |
|
| Website |
| Website: |
alliancebank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
Alliance Bank Malaysia Berhad |
| Product Name: |
|
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
95 |
| Loan Tenure: (max years / age) |
-
|
| Minimum Loan Amount: (RM) |
100000
|
| Reference Rate: (% pa) |
6.60
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
|
| Stamp Duty on Loan
Agreement: |
|
| Disbursement Fee: |
|
| Processing Fee: |
|
| Valuation Fee: |
|
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
3 years
|
| Early Settlement Penalty
% of Loan Amount: |
3%
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
|
| Fire: |
|
| Houseowner Policy: |
|
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
No
|
| Start Date: |
16-05-2011
|
| End Date: |
31-12-2011
|
| |
|
| Website |
| Website: |
alliancebank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
Alliance Bank Malaysia Berhad |
| Product Name: |
FEC - i-Wish |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
95 |
| Loan Tenure: (max years / age) |
30 years / age 70 years old
|
| Minimum Loan Amount: (RM) |
100000
|
| Reference Rate: (% pa) |
6.60
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
Up to BLR - 2.40% *Terms and conditions apply.
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
Profit rate capped at 0.05% p.a.
|
Overdraft Ratio :
(Term Loan : OD) |
50:50
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Financed by Bank |
| Stamp Duty on Loan
Agreement: |
Financed by Bank |
| Disbursement Fee: |
Financed by Bank |
| Processing Fee: |
Waived |
| Valuation Fee: |
Financed by Bank |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
3 years
|
| Early Settlement Penalty
% of Loan Amount: |
3%
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
No
|
| Start Date: |
16-05-2011
|
| End Date: |
31-12-2011
|
| |
|
| Website |
| Website: |
alliancebank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
AmBank (M) Berhad |
| Product Name: |
|
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90% of the SPA price or 95% inclusive of MRTA |
| Loan Tenure: (max years / age) |
-
|
| Minimum Loan Amount: (RM) |
250000
|
| Reference Rate: (% pa) |
6.30
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
|
| Stamp Duty on Loan
Agreement: |
|
| Disbursement Fee: |
|
| Processing Fee: |
|
| Valuation Fee: |
|
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3%
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
|
| Fire: |
|
| Houseowner Policy: |
|
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.ambankgroup.com
|
| |
|
|
|
|
| |
| Banking Institution: |
AmBank (M) Berhad |
| Product Name: |
|
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90% of the SPA price or 95% inclusive of MRTA |
| Loan Tenure: (max years / age) |
-
|
| Minimum Loan Amount: (RM) |
250000
|
| Reference Rate: (% pa) |
5.80
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
|
| Stamp Duty on Loan
Agreement: |
|
| Disbursement Fee: |
|
| Processing Fee: |
|
| Valuation Fee: |
|
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3%
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
|
| Fire: |
|
| Houseowner Policy: |
|
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.ambankgroup.com
|
| |
|
|
|
|
| |
| Banking Institution: |
AmBank (M) Berhad |
| Product Name: |
|
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90% of the SPA price or 95% inclusive of MRTA |
| Loan Tenure: (max years / age) |
-
|
| Minimum Loan Amount: (RM) |
250000
|
| Reference Rate: (% pa) |
5.80
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
|
| Stamp Duty on Loan
Agreement: |
|
| Disbursement Fee: |
|
| Processing Fee: |
|
| Valuation Fee: |
|
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3%
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
|
| Fire: |
|
| Houseowner Policy: |
|
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.ambankgroup.com
|
| |
|
|
|
|
| |
| Banking Institution: |
AmBank (M) Berhad |
| Product Name: |
|
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90% of the SPA price or 95% inclusive of MRTA |
| Loan Tenure: (max years / age) |
-
|
| Minimum Loan Amount: (RM) |
250000
|
| Reference Rate: (% pa) |
5.80
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
|
| Stamp Duty on Loan
Agreement: |
|
| Disbursement Fee: |
|
| Processing Fee: |
|
| Valuation Fee: |
|
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3%
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
|
| Fire: |
|
| Houseowner Policy: |
|
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.ambankgroup.com
|
| |
|
|
|
|
| |
| Banking Institution: |
AmBank (M) Berhad |
| Product Name: |
|
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90% of the SPA price or 95% inclusive of MRTA |
| Loan Tenure: (max years / age) |
-
|
| Minimum Loan Amount: (RM) |
250000
|
| Reference Rate: (% pa) |
5.80
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
|
| Stamp Duty on Loan
Agreement: |
|
| Disbursement Fee: |
|
| Processing Fee: |
|
| Valuation Fee: |
|
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3%
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
|
| Fire: |
|
| Houseowner Policy: |
|
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.ambankgroup.com
|
| |
|
|
|
|
| |
| Banking Institution: |
AmBank (M) Berhad |
| Product Name: |
|
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90% of the SPA price or 95% inclusive of MRTA |
| Loan Tenure: (max years / age) |
-
|
| Minimum Loan Amount: (RM) |
250000
|
| Reference Rate: (% pa) |
5.80
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
|
| Stamp Duty on Loan
Agreement: |
|
| Disbursement Fee: |
|
| Processing Fee: |
|
| Valuation Fee: |
|
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3%
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
|
| Fire: |
|
| Houseowner Policy: |
|
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.ambankgroup.com
|
| |
|
|
|
|
| |
| Banking Institution: |
AmBank (M) Berhad |
| Product Name: |
|
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90% of the SPA price or 95% inclusive of MRTA |
| Loan Tenure: (max years / age) |
-
|
| Minimum Loan Amount: (RM) |
250000
|
| Reference Rate: (% pa) |
5.80
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
|
| Stamp Duty on Loan
Agreement: |
|
| Disbursement Fee: |
|
| Processing Fee: |
|
| Valuation Fee: |
|
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3%
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
|
| Fire: |
|
| Houseowner Policy: |
|
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.ambankgroup.com
|
| |
|
|
|
|
| |
| Banking Institution: |
AmBank (M) Berhad |
| Product Name: |
|
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90% of the SPA price or 95% inclusive of MRTA |
| Loan Tenure: (max years / age) |
-
|
| Minimum Loan Amount: (RM) |
250000
|
| Reference Rate: (% pa) |
5.80
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
|
| Stamp Duty on Loan
Agreement: |
|
| Disbursement Fee: |
|
| Processing Fee: |
|
| Valuation Fee: |
|
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
3%
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
|
| Fire: |
|
| Houseowner Policy: |
|
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.ambankgroup.com
|
| |
|
|
|
|
| |
| Banking Institution: |
United Overseas Bank (Malaysia) Berhad |
| Product Name: |
|
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
Up to 90% + 5% (For MRTA/Legal fees financing) |
| Loan Tenure: (max years / age) |
-
|
| Minimum Loan Amount: (RM) |
0
|
| Reference Rate: (% pa) |
6.30
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
|
| Stamp Duty on Loan
Agreement: |
|
| Disbursement Fee: |
|
| Processing Fee: |
|
| Valuation Fee: |
|
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
2% or minimum RM5K, whichever is higher
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
|
| Fire: |
|
| Houseowner Policy: |
|
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
-
|
| |
|
|
|
|
| |
| Banking Institution: |
Standard Chartered Bank Malaysia Berhad |
| Product Name: |
MortgageOne |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90% + 5% MRTA financing |
| Loan Tenure: (max years / age) |
35 years / up to age 70 whichever is earlier
|
| Minimum Loan Amount: (RM) |
50000
|
| Reference Rate: (% pa) |
6.30
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
Year 1: BLR-1.60%
Susequent Years: BLR-1.50%
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Financed by Bank |
| Stamp Duty on Loan
Agreement: |
Financed by Bank |
| Disbursement Fee: |
Financed by Bank |
| Processing Fee: |
Waived |
| Valuation Fee: |
Financed by Bank |
| Other Fees & Charges: |
Setup Fee: One time fee of RM200
Maintenance Fees: RM10 monthly
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
3
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Compulsory |
| |
|
| Other Benefits |
| Other Benefits: |
Combines your loan and deposit accounts into one convenient transactional account, giving you the flexibility to pay more when you have extra funds and doubling your interest savings in the process.
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.standardchartered.com.my/cb/loan/loan_mort_one.html
|
| |
|
|
|
|
| |
| Banking Institution: |
Standard Chartered Bank Malaysia Berhad |
| Product Name: |
MortgageOne |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90% + 5% MRTA financing |
| Loan Tenure: (max years / age) |
35 years / up to age 70 whichever is earlier
|
| Minimum Loan Amount: (RM) |
50000
|
| Reference Rate: (% pa) |
6.30
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
Year 1: BLR-1.60%
Susequent Years: BLR-1.50%
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Dibayar bank |
| Stamp Duty on Loan
Agreement: |
Dibayar bank |
| Disbursement Fee: |
Dibayar bank |
| Processing Fee: |
Diketepikan |
| Valuation Fee: |
Dibayar bank |
| Other Fees & Charges: |
Setup Fee: One time fee of RM200
Maintenance Fees: RM10 monthly
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
3
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Tidak wajib |
| Fire: |
Wajib |
| Houseowner Policy: |
Wajib |
| |
|
| Other Benefits |
| Other Benefits: |
Combines your loan and deposit accounts into one convenient transactional account, giving you the flexibility to pay more when you have extra funds and doubling your interest savings in the process.
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.standardchartered.com.my/cb/loan/loan_mort_one.html
|
| |
|
|
|
|
| |
| Banking Institution: |
Standard Chartered Bank Malaysia Berhad |
| Product Name: |
MortgageOne |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90% + 5% MRTA financing |
| Loan Tenure: (max years / age) |
35 years / up to age 70 whichever is earlier
|
| Minimum Loan Amount: (RM) |
150000
|
| Reference Rate: (% pa) |
6.30
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
Year 1: BLR-2.10%
Subsequent Years: BLR-2.00%
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Financed by Bank |
| Stamp Duty on Loan
Agreement: |
Financed by Bank |
| Disbursement Fee: |
Financed by Bank |
| Processing Fee: |
Waived |
| Valuation Fee: |
Financed by Bank |
| Other Fees & Charges: |
Setup Fee: One time fee of RM200
Maintenance Fees: RM10 monthly
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
3
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Compulsory |
| |
|
| Other Benefits |
| Other Benefits: |
Combines your loan and deposit accounts into one convenient transactional account, giving you the flexibility to pay more when you have extra funds and doubling your interest savings in the process.
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.standardchartered.com.my/cb/loan/loan_mort_one.html
|
| |
|
|
|
|
| |
| Banking Institution: |
Standard Chartered Bank Malaysia Berhad |
| Product Name: |
Standard Term Loan |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90% + 5% MRTA financing |
| Loan Tenure: (max years / age) |
35 years / up to age 70 whichever is earlier
|
| Minimum Loan Amount: (RM) |
50000
|
| Reference Rate: (% pa) |
6.30
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
Year 1: BLR-1.60%
Susequent Years: BLR-1.50%
|
| Interest Calculation: |
Monthly Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Financed by Bank |
| Stamp Duty on Loan
Agreement: |
Financed by Bank |
| Disbursement Fee: |
Financed by Bank |
| Processing Fee: |
Waived |
| Valuation Fee: |
Financed by Bank |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
3
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Compulsory |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.standardchartered.com.my/cb/loan/loan_mort_one.html
|
| |
|
|
|
|
| |
| Banking Institution: |
Standard Chartered Bank Malaysia Berhad |
| Product Name: |
|
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90% + 5% MRTA financing |
| Loan Tenure: (max years / age) |
-
|
| Minimum Loan Amount: (RM) |
50000
|
| Reference Rate: (% pa) |
3.04
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
|
| Interest Calculation: |
Monthly Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
|
| Stamp Duty on Loan
Agreement: |
|
| Disbursement Fee: |
|
| Processing Fee: |
|
| Valuation Fee: |
|
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
3
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
|
| Fire: |
|
| Houseowner Policy: |
|
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
http://www.standardchartered.com.my/personal-banking/loans/home-loans/mortgageklibor/en/index.html
|
| |
|
|
|
|
| |
| Banking Institution: |
Standard Chartered Bank Malaysia Berhad |
| Product Name: |
MortgageKLIBOR |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90% + 5% MRTA financing |
| Loan Tenure: (max years / age) |
35 years / up to age 70 whichever is earlier
|
| Minimum Loan Amount: (RM) |
50000
|
| Reference Rate: (% pa) |
3.04
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
Year 1 : KLIBOR+1.72%
Subsequent Years : KLIBOR+1.82%
|
| Interest Calculation: |
Monthly Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Financed by Bank |
| Stamp Duty on Loan
Agreement: |
Financed by Bank |
| Disbursement Fee: |
Financed by Bank |
| Processing Fee: |
Waived |
| Valuation Fee: |
Financed by Bank |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
3
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Compulsory |
| |
|
| Other Benefits |
| Other Benefits: |
Full pricing transparency, with your loan interest rates pegged to the 3-month KLIBOR
No hidden fees and charges
Prepayment facility to reduce loan principal
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
http://www.standardchartered.com.my/personal-banking/loans/home-loans/mortgageklibor/en/index.html
|
| |
|
|
|
|
| |
| Banking Institution: |
Standard Chartered Bank Malaysia Berhad |
| Product Name: |
MortgageKLIBOR |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90% + 5% MRTA financing |
| Loan Tenure: (max years / age) |
35 years / up to age 70 whichever is earlier
|
| Minimum Loan Amount: (RM) |
150000
|
| Reference Rate: (% pa) |
3.04
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
Year 1: KLIBOR+1.22%
Subsequently Years : KLIBOR+1.32%
|
| Interest Calculation: |
Monthly Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Financed by Bank |
| Stamp Duty on Loan
Agreement: |
Financed by Bank |
| Disbursement Fee: |
Financed by Bank |
| Processing Fee: |
Waived |
| Valuation Fee: |
Financed by Bank |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
3
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Compulsory |
| |
|
| Other Benefits |
| Other Benefits: |
Full pricing transparency, with your loan interest rates pegged to the 3-month KLIBOR
No hidden fees and charges
Prepayment facility to reduce loan principal
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
http://www.standardchartered.com.my/personal-banking/loans/home-loans/mortgageklibor/en/index.html
|
| |
|
|
|
|
| |
| Banking Institution: |
Standard Chartered Bank Malaysia Berhad |
| Product Name: |
|
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90% + 5% MRTA financing |
| Loan Tenure: (max years / age) |
-
|
| Minimum Loan Amount: (RM) |
50000
|
| Reference Rate: (% pa) |
6.30
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
|
| Interest Calculation: |
Monthly Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Monthly Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
|
| Stamp Duty on Loan
Agreement: |
|
| Disbursement Fee: |
|
| Processing Fee: |
|
| Valuation Fee: |
|
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
3
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
|
| Fire: |
|
| Houseowner Policy: |
|
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
http://www.standardchartered.com.my/personal-banking/loans/home-loans/justhome-i/en/
|
| |
|
|
|
|
| |
| Banking Institution: |
Standard Chartered Bank Malaysia Berhad |
| Product Name: |
JustHome-i Completed |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90% + 5% MRTA financing |
| Loan Tenure: (max years / age) |
35 years / up to age 70 whichever is earlier
|
| Minimum Loan Amount: (RM) |
50000
|
| Reference Rate: (% pa) |
6.30
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
Year1 Fixed at 4.70%
Year2 onwards: BFR-1.50% or ceiling rate 9.99%
|
| Interest Calculation: |
Monthly Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Monthly Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Waived |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
3
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Compulsory |
| |
|
| Other Benefits |
| Other Benefits: |
Enjoy the benefits of a flexible rate, giving you the advantage of potential long-term savings
Enjoy the security of fixed rates to protect yourself from rising financing cost (BFR)
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
http://www.standardchartered.com.my/personal-banking/loans/home-loans/justhome-i/en/
|
| |
|
|
|
|
| |
| Banking Institution: |
Standard Chartered Bank Malaysia Berhad |
| Product Name: |
JustHome-i Completed |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90% + 5% MRTA financing |
| Loan Tenure: (max years / age) |
35 years / up to age 70 whichever is earlier
|
| Minimum Loan Amount: (RM) |
150000
|
| Reference Rate: (% pa) |
6.30
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
Year1 Fixed at 4.20%
Year2 onwards: BFR-2.00% or ceiling rate 9.99%
|
| Interest Calculation: |
Monthly Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Monthly Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Waived |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
3
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Compulsory |
| |
|
| Other Benefits |
| Other Benefits: |
Enjoy the benefits of a flexible rate, giving you the advantage of potential long-term savings
Enjoy the security of fixed rates to protect yourself from rising financing cost (BFR)
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
http://www.standardchartered.com.my/personal-banking/loans/home-loans/justhome-i/en/
|
| |
|
|
|
|
| |
| Banking Institution: |
Standard Chartered Bank Malaysia Berhad |
| Product Name: |
|
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90% + 5% MRTA financing |
| Loan Tenure: (max years / age) |
-
|
| Minimum Loan Amount: (RM) |
800000
|
| Reference Rate: (% pa) |
6.30
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
|
| Interest Calculation: |
Monthly Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Monthly Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
|
| Stamp Duty on Loan
Agreement: |
|
| Disbursement Fee: |
|
| Processing Fee: |
|
| Valuation Fee: |
|
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
3
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
|
| Fire: |
|
| Houseowner Policy: |
|
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
http://www.standardchartered.com.my/personal-banking/loans/home-loans/justhome-i/en/
|
| |
|
|
|
|
| |
| Banking Institution: |
Standard Chartered Bank Malaysia Berhad |
| Product Name: |
JustHome-i Completed |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90% + 5% MRTA financing |
| Loan Tenure: (max years / age) |
35 years / up to age 70 whichever is earlier
|
| Minimum Loan Amount: (RM) |
800000
|
| Reference Rate: (% pa) |
6.30
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
Year1 Fixed at 4.10%
Year2 onwards: BFR-2.10% or ceiling rate 9.99%
|
| Interest Calculation: |
Monthly Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Monthly Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Waived |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
3
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Compulsory |
| |
|
| Other Benefits |
| Other Benefits: |
Enjoy the benefits of a flexible rate, giving you the advantage of potential long-term savings
Enjoy the security of fixed rates to protect yourself from rising financing cost (BFR)
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
http://www.standardchartered.com.my/personal-banking/loans/home-loans/justhome-i/en/
|
| |
|
|
|
|
| |
| Banking Institution: |
Citibank Berhad |
| Product Name: |
Citibank Home Partner I |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
89 |
| Loan Tenure: (max years / age) |
30 years / up to age 65
|
| Minimum Loan Amount: (RM) |
38000
|
| Reference Rate: (% pa) |
6.60
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
-
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Waived |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
5
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Compulsory |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.citibank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
Citibank Berhad |
| Product Name: |
|
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
89 |
| Loan Tenure: (max years / age) |
-
|
| Minimum Loan Amount: (RM) |
50000
|
| Reference Rate: (% pa) |
6.60
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
|
| Stamp Duty on Loan
Agreement: |
|
| Disbursement Fee: |
|
| Processing Fee: |
|
| Valuation Fee: |
|
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
5
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
|
| Fire: |
|
| Houseowner Policy: |
|
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.citibank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
Citibank Berhad |
| Product Name: |
Citibank Mortgage Power |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
89 |
| Loan Tenure: (max years / age) |
30 years / up to age 65
|
| Minimum Loan Amount: (RM) |
50000
|
| Reference Rate: (% pa) |
6.60
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
-
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Waived |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
5
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Compulsory |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.citibank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
Citibank Berhad |
| Product Name: |
|
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
89 |
| Loan Tenure: (max years / age) |
-
|
| Minimum Loan Amount: (RM) |
50000
|
| Reference Rate: (% pa) |
6.60
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
|
| Stamp Duty on Loan
Agreement: |
|
| Disbursement Fee: |
|
| Processing Fee: |
|
| Valuation Fee: |
|
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
5
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
|
| Fire: |
|
| Houseowner Policy: |
|
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.citibank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
Citibank Berhad |
| Product Name: |
Citibank Business Power |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
89 |
| Loan Tenure: (max years / age) |
30 years / up to age 65
|
| Minimum Loan Amount: (RM) |
50000
|
| Reference Rate: (% pa) |
6.60
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
-
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Waived |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
5
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Compulsory |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.citibank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
Citibank Berhad |
| Product Name: |
Citibank Shop Factory Loan |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
89 |
| Loan Tenure: (max years / age) |
30 years / up to age 65
|
| Minimum Loan Amount: (RM) |
95000
|
| Reference Rate: (% pa) |
6.60
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
-
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Waived |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
5
|
| Early Settlement Penalty
% of Loan Amount: |
5
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Compulsory |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.citibank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
Standard Chartered Bank Malaysia Berhad |
| Product Name: |
Standard Term Loan |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90% + 5% MRTA financing |
| Loan Tenure: (max years / age) |
35 years / up to age 70 whichever is earlier
|
| Minimum Loan Amount: (RM) |
800000
|
| Reference Rate: (% pa) |
6.30
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
Year 1: BLR-2.20%
Susequent Years: BLR-2.10%
|
| Interest Calculation: |
Monthly Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Financed by Bank |
| Stamp Duty on Loan
Agreement: |
Financed by Bank |
| Disbursement Fee: |
Financed by Bank |
| Processing Fee: |
Waived |
| Valuation Fee: |
Financed by Bank |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
3
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Compulsory |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.standardchartered.com.my/cb/loan/loan_mort_one.html
|
| |
|
|
|
|
| |
| Banking Institution: |
Standard Chartered Bank Malaysia Berhad |
| Product Name: |
MortgageKLIBOR |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90% + 5% MRTA financing |
| Loan Tenure: (max years / age) |
35 years / up to age 70 whichever is earlier
|
| Minimum Loan Amount: (RM) |
800000
|
| Reference Rate: (% pa) |
3.04
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
Year 1: KLIBOR+1.12%
Subsequently Years : KLIBOR+1.22%
|
| Interest Calculation: |
Monthly Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Financed by Bank |
| Stamp Duty on Loan
Agreement: |
Financed by Bank |
| Disbursement Fee: |
Financed by Bank |
| Processing Fee: |
Waived |
| Valuation Fee: |
Financed by Bank |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
3
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Compulsory |
| |
|
| Other Benefits |
| Other Benefits: |
Full pricing transparency, with your loan interest rates pegged to the 3-month KLIBOR
No hidden fees and charges
Prepayment facility to reduce loan principal
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
http://www.standardchartered.com.my/personal-banking/loans/home-loans/mortgageklibor/en/index.html
|
| |
|
|
|
|
| |
| Banking Institution: |
Standard Chartered Bank Malaysia Berhad |
| Product Name: |
Standard Term Loan |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90% + 5% MRTA financing |
| Loan Tenure: (max years / age) |
35 years / up to age 70 whichever is earlier
|
| Minimum Loan Amount: (RM) |
150000
|
| Reference Rate: (% pa) |
6.30
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
Year 1: BLR-2.10%
Susequent Years: BLR-2.00%
|
| Interest Calculation: |
Monthly Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Financed by Bank |
| Stamp Duty on Loan
Agreement: |
Financed by Bank |
| Disbursement Fee: |
Financed by Bank |
| Processing Fee: |
Waived |
| Valuation Fee: |
Financed by Bank |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
3
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Compulsory |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.standardchartered.com.my/cb/loan/loan_mort_one.html
|
| |
|
|
|
|
| |
| Banking Institution: |
Standard Chartered Bank Malaysia Berhad |
| Product Name: |
MortgageOne |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
90% + 5% MRTA financing |
| Loan Tenure: (max years / age) |
35 years / up to age 70 whichever is earlier
|
| Minimum Loan Amount: (RM) |
800000
|
| Reference Rate: (% pa) |
6.30
|
| Repayment Mode: |
Flexi
|
| |
|
| Term Loan |
| Interest Rate: |
Year 1: BLR-2.20%
Subsequent Years: BLR-2.10%
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Financed by Bank |
| Stamp Duty on Loan
Agreement: |
Financed by Bank |
| Disbursement Fee: |
Financed by Bank |
| Processing Fee: |
Waived |
| Valuation Fee: |
Financed by Bank |
| Other Fees & Charges: |
Setup Fee: One time fee of RM200
Maintenance Fees: RM10 monthly
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
3
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Compulsory |
| |
|
| Other Benefits |
| Other Benefits: |
Combines your loan and deposit accounts into one convenient transactional account, giving you the flexibility to pay more when you have extra funds and doubling your interest savings in the process.
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.standardchartered.com.my/cb/loan/loan_mort_one.html
|
| |
|
|
|
|
| |
| Banking Institution: |
Alliance Islamic Bank Berhad |
| Product Name: |
FEC- i-Wish |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
95 |
| Loan Tenure: (max years / age) |
30 years/age 70 years ols
|
| Minimum Loan Amount: (RM) |
100000
|
| Reference Rate: (% pa) |
6.60
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
Up to BLR - 2.40%
Terms & Conditions apply.
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BLR - 0.5%
|
Overdraft Ratio :
(Term Loan : OD) |
50 : 50
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Financed by Bank |
| Stamp Duty on Loan
Agreement: |
Financed by Bank |
| Disbursement Fee: |
Financed by Bank |
| Processing Fee: |
Payable by borrower upfront |
| Valuation Fee: |
Financed by Bank |
| Other Fees & Charges: |
Nil.
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
3 years
|
| Early Settlement Penalty
% of Loan Amount: |
3%
|
| Early Settlement Penalty
Others: |
Nil.
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
Nil.
|
| |
|
| Offer Period |
| Ongoing: |
No
|
| Start Date: |
16-05-2011
|
| End Date: |
31-12-2011
|
| |
|
| Website |
| Website: |
www.allianceislamicbank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
Alliance Islamic Bank Berhad |
| Product Name: |
FEC- i-Wish |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
95 |
| Loan Tenure: (max years / age) |
30 years/age 70 years ols
|
| Minimum Loan Amount: (RM) |
100000
|
| Reference Rate: (% pa) |
6.60
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
Up to BLR - 2.40%
Terms & Conditions apply.
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BLR - 0.5%
|
Overdraft Ratio :
(Term Loan : OD) |
50 : 50
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Dibayar bank |
| Stamp Duty on Loan
Agreement: |
Dibayar bank |
| Disbursement Fee: |
Dibayar bank |
| Processing Fee: |
Dibayar peminjam |
| Valuation Fee: |
Dibayar bank |
| Other Fees & Charges: |
Nil.
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
3 years
|
| Early Settlement Penalty
% of Loan Amount: |
3%
|
| Early Settlement Penalty
Others: |
Nil.
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Tidak wajib |
| Fire: |
Wajib |
| Houseowner Policy: |
Tidak wajib |
| |
|
| Other Benefits |
| Other Benefits: |
Nil.
|
| |
|
| Offer Period |
| Ongoing: |
No
|
| Start Date: |
16-05-2011
|
| End Date: |
31-12-2011
|
| |
|
| Website |
| Website: |
www.allianceislamicbank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
Alliance Islamic Bank Berhad |
| Product Name: |
i-Wish |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
95 |
| Loan Tenure: (max years / age) |
30 years/age 70 years old
|
| Minimum Loan Amount: (RM) |
100000
|
| Reference Rate: (% pa) |
6.60
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
BLR - 2.40%
Terms & Conditions apply.
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BLR - 0.5%
|
Overdraft Ratio :
(Term Loan : OD) |
50 : 50
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Payable by borrower upfront |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
Nil.
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
3 years
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
Nil
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
Nil.
|
| |
|
| Offer Period |
| Ongoing: |
No
|
| Start Date: |
16-05-2011
|
| End Date: |
31-12-2011
|
| |
|
| Website |
| Website: |
www.allianceislamicbank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
Alliance Islamic Bank Berhad |
| Product Name: |
i-Wish |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
95 |
| Loan Tenure: (max years / age) |
30 years/age 70 years old
|
| Minimum Loan Amount: (RM) |
100000
|
| Reference Rate: (% pa) |
6.60
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
BLR - 2.40%
Terms & Conditions apply.
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BLR - 0.5%
|
Overdraft Ratio :
(Term Loan : OD) |
50 : 50
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Dibayar peminjam |
| Stamp Duty on Loan
Agreement: |
Dibayar peminjam |
| Disbursement Fee: |
Dibayar peminjam |
| Processing Fee: |
Dibayar peminjam |
| Valuation Fee: |
Dibayar peminjam |
| Other Fees & Charges: |
Nil.
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
3 years
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
Nil
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Tidak wajib |
| Fire: |
Wajib |
| Houseowner Policy: |
Tidak wajib |
| |
|
| Other Benefits |
| Other Benefits: |
Nil.
|
| |
|
| Offer Period |
| Ongoing: |
No
|
| Start Date: |
16-05-2011
|
| End Date: |
31-12-2011
|
| |
|
| Website |
| Website: |
www.allianceislamicbank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
Alliance Bank Malaysia Berhad |
| Product Name: |
i-Wish Flexi |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
95 |
| Loan Tenure: (max years / age) |
30 years / up to age 70
|
| Minimum Loan Amount: (RM) |
100000
|
| Reference Rate: (% pa) |
6.60
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
Up to BLR-2.4% * Terms and condition apply
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
Profit rate capped at 0.05% p.a.
|
Overdraft Ratio :
(Term Loan : OD) |
50:50
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Payable by borrower upfront |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
3 years
|
| Early Settlement Penalty
% of Loan Amount: |
3%
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
No
|
| Start Date: |
15-08-2011
|
| End Date: |
31-12-2011
|
| |
|
| Website |
| Website: |
www.alliancebank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
Alliance Bank Malaysia Berhad |
| Product Name: |
FEC - i-Wish Flexi |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
95 |
| Loan Tenure: (max years / age) |
30 years / up to age 70
|
| Minimum Loan Amount: (RM) |
100000
|
| Reference Rate: (% pa) |
6.60
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
Up to BLR-2.4% *Terms and Conditions apply
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
Profit rate capped at 0.05% p.a.
|
Overdraft Ratio :
(Term Loan : OD) |
50:50
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Financed by Bank |
| Stamp Duty on Loan
Agreement: |
Financed by Bank |
| Disbursement Fee: |
Financed by Bank |
| Processing Fee: |
Payable by borrower upfront |
| Valuation Fee: |
Financed by Bank |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
3 years
|
| Early Settlement Penalty
% of Loan Amount: |
3%
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
No
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Optional |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
No
|
| Start Date: |
15-08-2011
|
| End Date: |
31-12-2011
|
| |
|
| Website |
| Website: |
www.alliancebank.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
EON Bank Berhad |
| Product Name: |
Hong Leong Housing Loan (Package1 Non Zero Cost) |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
Up to 90% + 5% (MDTA) |
| Loan Tenure: (max years / age) |
40 years / up to age 70
|
| Minimum Loan Amount: (RM) |
50000
|
| Reference Rate: (% pa) |
6.60
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
BLR-0.90% p.a. (whole loan tenure)
For loan amount RM50K to less than RM100K
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BLR - 0.75%
|
Overdraft Ratio :
(Term Loan : OD) |
OD ratio up to 50%
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Waived |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
3
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Compulsory |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.hlb.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
EON Bank Berhad |
| Product Name: |
Hong Leong Housing Loan (Package 2 - Non Zero Cost) |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
Up to 90% + 5% (MDTA) |
| Loan Tenure: (max years / age) |
40 years / up to age 70 whichever is lower
|
| Minimum Loan Amount: (RM) |
100000
|
| Reference Rate: (% pa) |
6.60
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
- BLR-2.00% p.a. (whole loan tenure) For loan amount RM100K to less than RM200K
- BLR-2.10% p.a. (whole loan tenure) - For loan amount RM200K to less than RM300K
- BLR-2.20% p.a. (whole loan tenure) - For loan amount RM300K and above
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
BLR - 0.75%
|
Overdraft Ratio :
(Term Loan : OD) |
OD ratio up to 50%
|
Interest Calculation :
(Term Loan : OD) |
Daily Rest Interest
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Waived |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
3
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Compulsory |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.hlb.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
EON Bank Berhad |
| Product Name: |
MortgagePlus (Non Zero Cost) Package 1 |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
Up to 90% + 5% (MDTA) |
| Loan Tenure: (max years / age) |
40 years / up to age 70
|
| Minimum Loan Amount: (RM) |
100000
|
| Reference Rate: (% pa) |
6.60
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
BLR-2.00% p.a. (whole loan tenure) - For loan amount RM100K to less than RM200K
BLR-2.10% p.a. (whole loan tenure) - For loan amount RM200K to less than RM300K
BLR-2.20% p.a. (whole loan tenure) - For loan amount RM300K and above
|
| Interest Calculation: |
Daily Rest Interest
|
| |
|
| Overdraft |
| Overdraft Interest : |
-
|
Overdraft Ratio :
(Term Loan : OD) |
-
|
Interest Calculation :
(Term Loan : OD) |
|
| |
|
| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Waived |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
-
|
| |
|
| Loan Feature |
| Loan Lock-In Period:
(years) |
3
|
| Early Settlement Penalty
% of Loan Amount: |
3
|
| Early Settlement Penalty
Others: |
-
|
| Redraw Facility: |
Yes
|
| |
|
| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Compulsory |
| |
|
| Other Benefits |
| Other Benefits: |
-
|
| |
|
| Offer Period |
| Ongoing: |
Yes
|
| Start Date: |
-
|
| End Date: |
-
|
| |
|
| Website |
| Website: |
www.hlb.com.my
|
| |
|
|
|
|
| |
| Banking Institution: |
EON Bank Berhad |
| Product Name: |
MortgagePlus (Non Zero Cost) Package 2 |
| Zero entry / Moving Cost (ZEC) |
No
|
| Margin of financing: (% of property value) |
Up to 70% + 5% (MDTA) |
| Loan Tenure: (max years / age) |
40 years / up to age 70
|
| Minimum Loan Amount: (RM) |
100000
|
| Reference Rate: (% pa) |
6.60
|
| Repayment Mode: |
Fixed
|
| |
|
| Term Loan |
| Interest Rate: |
BLR-0.75% (whole loan tenure)
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| Interest Calculation: |
Daily Rest Interest
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| Overdraft |
| Overdraft Interest : |
-
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Overdraft Ratio :
(Term Loan : OD) |
-
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Interest Calculation :
(Term Loan : OD) |
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| Fees & Charges |
| Legal Fees on Loan
Agreement: |
Payable by borrower upfront |
| Stamp Duty on Loan
Agreement: |
Payable by borrower upfront |
| Disbursement Fee: |
Payable by borrower upfront |
| Processing Fee: |
Waived |
| Valuation Fee: |
Payable by borrower upfront |
| Other Fees & Charges: |
-
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| Loan Feature |
| Loan Lock-In Period:
(years) |
3
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| Early Settlement Penalty
% of Loan Amount: |
3
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| Early Settlement Penalty
Others: |
-
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| Redraw Facility: |
Yes
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| Insurance Requirements |
| MTRA: |
Optional |
| Fire: |
Compulsory |
| Houseowner Policy: |
Compulsory |
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| Other Benefits |
| Other Benefits: |
-
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| Offer Period |
| Ongoing: |
Yes
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| Start Date: |
-
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| End Date: |
-
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| Website |
| Website: |
www.hlb.com.my
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